Get affordable, high-quality liability insurance for your beverage cart in 10 minutes or less with Food Liability Insurance Program (FLIP)!
Whether your vending cart sells smoothies, boba tea, or coffee, FLIP offers peace of mind with high-quality coverage to protect your mobile business.
Create a comprehensive insurance plan for your business with options like excess liability and Tools and Equipment Coverage or Professional Liability.
Include as many additional insureds as your business needs at no extra cost for reliable protection wherever your next job takes you.
Protect your beverage cart business in minutes with our easy, online checkout for instant access to your policy information via our online user dashboard.
Beverage cart insurance is a liability policy that protects you from third-party claims that might arise from your business operations. FLIP’s coverage can mitigate or even eliminate out-of-pocket costs from claims such as property damage or third-party bodily injury.
Whether you sell juice on the go or you have a mobile coffee cart, insurance provides a safety net to protect you from major unexpected expenses.
Every business is different, which is why FLIP offers customizable options to give you exactly the coverage you need. You can increase your limits, get your gear covered, or add more coverages, so you have peace of mind while you do what you do best.
Yes! As a food industry business, your drink cart faces a unique set of liability risks. Just one claim can cost thousands of dollars or more, halting your operation and damaging your reputation.
Beverage cart insurance from FLIP can protect your business from these unexpected expenses.
The cost of beverage cart insurance starts at $25.92 per month or $299 per year. This price can change depending on three factors:
FLIP also allows you to customize your plan with additional coverage options, including:
Aggregate Limit: $2,000,000
Operating a mobile drink business comes with a unique set of risks, which is where general liability coverage comes in. FLIP protects you from pricey out-of-pocket claims like third-party bodily injury, property damage, products-completed operations, and more.
Aggregate Limit: $2,000,000
If a customer has an allergic reaction to one of your smoothies or gets food poisoning from your fresh-squeezed juice, you may be held liable for the associated costs. Product liability insurance could help cover the bill.
Aggregate Limit: $10,000
The tools of your trade are what keep your business rolling. Production and sales will screech to a halt if essential equipment—like blenders, espresso machines, or juicers—is damaged or stolen. Tools and equipment coverage can absorb some or all of the cost of repairing or replacing your gear.
Aggregate Limit: $300,000
When your business goes where you go, your financial responsibility extends to the places you set up shop. When you rent a space at events, organizers and property owners will require your liability insurance to cover them as well. FLIP provides unlimited additional insureds at no extra cost, protecting you and your partners from liability claims.
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Liability Deductible
NO DEDUCTIBLE
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)
$5,000/$10,000
Business Personal Property / Inland Marine Limit (Per Occurrence) – Deductible
$250
Medical Expense Limit
$5,000
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FLIP’s base beverage cart insurance policy does not cover businesses that serve, sell, or provide alcohol. However, you can add liquor liability insurance to your policy.
If your business has alcohol on the menu, you will need this important coverage for alcohol-related accidents.
Running your drink cart can come with several types of risks, such as:
Insurance can help protect your business from these unexpected expenses, mitigating or even eliminating your out-of-pocket costs.
When you buy insurance you want to be sure it’s high-quality and reliable. Here are a few highlights of our coverage:
All policies have conditions, limitations and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.