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Welcome to the FLIP Blog!
Welcome to our new blog on fliprogram.com! We are excited to start writing articles to help you and your business. Many of our posts will be about insurance and what it means to you, what different insurance terms mean, how to do things on our site, and what to do if you have a claim. We will a ...
Eight Ways to Fail in the Food Business
It's not easy to break into the food business. According to a University of Ohio study, about 60% of new restaurants fail in their first year, and in many ways a mobile food business is more difficult to operate than a restaurant because the owner usually takes on more duties with a much smaller sta ...
BBQ Food Liability Insurance
Food Liability Insurance Program (FLIP) offers insurance to food vendors including caterers, distributors, cottage home food production, trailers, carts, and concession stands. One of the main client categories falls under “BBQ.” BBQ trailers, BBQ caterers, and even BBQ sauce makers all need ins ...
3 Tax Tips for Food Business Owners
It is that time of year again—tax season, and in honor of the season, the Food Liability Insurance Program has put together a list of a few tax tips for small business owners. Tip #1 You can deduct business expenses, including the expense of purchasing liability and business insurance. In or ...
3 Things to Remember For Winter Market Season
Winter is one of the best times to sell your food at markets. People are constantly out and about, whether it is shopping in December or playing in the snow during January and February, and they are going to be hungry. Before you attend these events, however, there is one thing you need to have b ...
The Three Top Claims by FLIP Customers
The Food Liability Insurance Program was designed to help small food business entrepreneurs protect their business from financial risk. We are often asked about the most common claims we receive from FLIP customers, so we have put together a list of our top three most common claims. “My Food Tr ...
Food Trailer Endorsements or Food Trailer Insurance
When food vendors insure their business, equipment, and/or products, there are often many coverages excluded from the insurance policy that are needed or required by food vendors. A common exclusion is food trailers. Most general liability policies exclude incidents that occur in, on, or around your ...
4 Risks of Running a Personal Chef Business Without Insurance
Operating your own personal chef business is no easy feat. You’re working in your clients’ homes or renting out spaces to whip up your next creation. Autonomy over your decisions and working in a career you’re passionate about makes for a rewarding and fulfilling profession. However, accompany ...
4 Ways to Rev Up Your Food Truck Marketing
4 Ways to Rev Up Your Food Truck Marketing As a food truck owner, you embrace the challenge of driving from town to town and setting up shop for the day. Your unique type of business gives you the opportunity to increase your market and gain new customers along the way. Because you have the a ...
Flea Market Insurance
Why Does a Food Vendor Need Flea Market Insurance? Flea markets offer a great opportunity for food vendors to sell their food and find new patrons. These markets are often full of eager patrons looking for great deals and a great experience, and many of those patrons are happy to find delicious n ...
7 Reasons Food Entrepreneurs May Need Vendor Insurance
If you are a small food business owner, here are a few reasons to purchase vendor insurance: To protect you from product liability. If one of the products you create, manufacture, and/or sell causes harm to a customer, for example if a customer has an allergic reaction,you will be glad to have ...
Should Farmers Market Managers Require Liability Insurance?
Farmers markets are incredibly important to communities because they provide local residents fresh, local food, but in order for markets to fulfill their purpose, managers need to know that their vendors are selling quality products and that their patrons are protected. With this in mind, as we a ...
Should I Require Liability Insurance for my Commercial Kitchen?
Commercial kitchens provide an efficient setup with necessary equipment for tenants to perform their cooking tasks with ease. However, this convenient setup does not necessarily guarantee a perfect execution of the tasks. No matter how amateur or professional the tenant, accidents still happen. And ...
A Bartender's Guide to Liquor Liability Insurance
You've been hired as a private bartender for a wedding or corporate event. You have the mixology down to a science, but you may have forgotten one thing: liquor liability insurance. Private or mobile bartenders can be held liable for damages if they serve alcohol to someone who causes an accident ...
A Breakdown of Catering Insurance: Serve Up Protection For Your Business
Your catering business operations consist of a variety of details, such as advertising, food prep, food delivery, and post-event cleanup. No matter how careful you are, you need to account for human error and outside variables which are completely out of your control. With many moving pieces involve ...
Are You Organizing a Food Truck Festival? Here's What You Need to Know about Insurance
Planning a food truck festival can be a logistical nightmare. The details of crowd control, parking, permits, power sources, trash can placement, and more can become overwhelming. One other important detail that should never be overlooked is insurance. Not only do you need event insurance, but ea ...
Be a FLIP Safe Driver: Save Money on Commercial Auto Insurance
Be a flip-safe Driver Someone dies in a motor vehicle crash – every 12 minutes Someone is injured – every 10 seconds Someone crashes their car – every 5 seconds How it impacts your bottom line Average crash - $16,500 Crash that causes injury - $74,000 Crash wit ...
Catering Insurance: Cheaper than a Lawsuit
With more clients and more events to cater, that means more chances something could go wrong. For example, in 2013 a catered dinner may have led to a man’s death because of food poisoning. The small restaurant was taken to court for $2.9 million in damages. While you may take every precaution pos ...
Catering Insurance: Liquor Liability Insurance for Full-Service Caterers
Adding liquor service to your catering business can significantly increase your revenue. However, serving alcohol carries potential risks to caterers. Should I Become a Full-Service Caterer? As you try to decide whether to expand into a full-service catering business, there are a few facto ...
Catering Insurance: Serving Up Protection for your Catering Business
State of the Catering Industry and Why Caterers Need Insurance Catering businesses are on the upswing; according to the State of the Industry 2017 report, caterers have indicated a 75% percent increase in their business in 2017. Non-traditional caterers and corporate caterers are also experiencin ...
Cleaning Supplies and Your Food Business: What You Need to Know
Almost one year ago here in Utah where the Food Liability Insurance Program is based, there was a serious situation that occurred at a food establishment that almost killed someone. A woman had ordered an iced tea and the employee mixed a sugar looking substance into the drink. The problem: It wa ...
Buon Giorno: Coffee Street Theater
We sat down with Stuart Reed, owner and operator of Buon Giorno Coffee Trike, to chat sustainability, what it’s like to brew gourmet coffee without electricity, and how he was forced to take the leap into starting up his business. “I own and operate a completely pedal-powered mobile coffee sh ...
Culinary Insurance: Things You Need to Know about Insuring Your Culinary Business
If you're an aspiring chef or baker, your culinary dreams may run the gamut from opening a Michelin-star restaurant to bringing gourmet flavors to your local street corner in a food truck. Whatever your goals are, make sure you include insurance in your business plan. Without it a liability claim ...
Did You Just Pour Yourself A Lawsuit? Get Liquor Liability Insurance from FLIP
Liquor liability laws vary from state to state, but if you serve or provide alcohol or products made using alcohol, you could be at risk for lawsuits and other third-party claims. Protect your food business with liquor liability insurance from FLIP. Take a look at our infographic to see how your ...
Don’t Get Burned: What You Need To Know Before You Buy Bakery Insurance
Your bakery is the bread and butter of your livelihood and we at FLIP understand this. Who better to provide insurance for your bakery business than an established player and trusted insurance provider in the food industry? Your baked goods bring joy into the lives of your customers, unfortunatel ...

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FLIP (FOOD LIABILITY INSURANCE PROGRAM)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 844.520.6992
info@fliprogram.com

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