Coverage Details

The FLIP insurance policy is a group policy that allows for each insured to have their own dedicated limits (no sharing!) and no deductible. The policy covers your general commercial liability as a food vendor, and includes inland marine coverage for your property other than buildings.

The following limits apply to each policy:

General Liability Coverage (No Deductible!)
General Liability Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal and Advertising Injury Limit $1,000,000
General Liability Each Occurrence Limit $1,000,000
Damage to Premises Rented to You Limit (Any One Premise) $300,000
Medical Expense Limit (Any One Person) $5,000
Business Personal Property Coverage 
Any One Article/Aggregate
 $5,000/$10,000
(Optional Limit Available - $10,000/$50,000)
Deductible $150
Identity Recovery Coverage
Identity Coverage Limit $15,000
Deductible $250
**Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.