FLIP’s Insurance Coverage Types
FLIP provides essential business insurance coverage for small food businesses whether you make, sell, or distribute a food product.
Most Popular Policies
AGENT RECOMMENDED
FLIP Pro
Coverage for Food Trucks, Food Vendors, Caterers, and More
$25.92/Month
Annual option from $299/Year
- Up to 365 days of coverage
- General Liability
- Free, Unlimited Additional Insureds
- Tools and Equipment Coverage (optional but recommended)
FLIP Pro + Liquor
Coverage for Bartenders, Food Trucks, Caterers, and More
$37.75/Month
Protection if you sell or furnish alcohol
- Up to 365 days of coverage
- General Liability
- Ranked #1 Liquor Liability Insurance by Investopedia!
Additional Liquor Policies
Liquor Liability Annual Policy
Starts at $300/Year
- $300K In Liquor Liability Coverage
- Options For Additional Policies & Increased Coverage
- Requires A FLIP General Liability Annual Policy
General Liability + Liquor Liability Event Policy
Starts at $150/Event
- $2M in General Liability Coverage
- $300K In Damage To Premises Rented Coverage
- $300K In Liquor Liability Coverage
- List Unlimited Additional Insureds
- Options For Increased Coverage
Liquor Liability Event Policy
Starts at $100/Event General Liability
Protection if you sell or furnish alcohol
- $300K In Liquor Liability Coverage
- Options For Increased Coverage
Browse Your Coverage Options
General Liability
Covers third-party bodily injury, property damage, and personal injury claims.
Product Liability
Covers claims related to your food or beverage product, such as food poisoning or unlabeled allergens.
Professional Liability
Covers claims stemming from your professional services, like if a customer claims you didn’t teach them the proper technique in your cooking class.
Workers Compensation
Covers your employees’ lost wages, rehabilitation, and other related costs due to a work-related injury.
Tools and Equipment (Inland Marine)
Covers movable business equipment when it is stolen or damaged.
Food Trailer Endorsement
Extends your general liability coverage to your food trailer when it is parked and detached from your vehicle.
This coverage is exclusively offered by FLIP.
Cyber Liability
Covers costs associated with data breaches and system failures, such as data recovery, attorney’s fees, and settlements.
Liquor Liability
Covers costs stemming from alcohol-related third-party injuries or property damage caused by a person you served alcohol to.