Coverage Details

The FLIP policy is a group policy that allows each insured to have their own dedicated limits and no deductible. The policy covers your product and general commercial liability as a food vendor and includes inland marine coverage for your business personal property other than buildings.

Purchasing your policy through FLIP will give you instant coverage and immediate access to your insurance documents. Your policy will be effective as soon as your payment processes.

The following limits apply to each FLIP policy:

General Liability Coverage (No Deductible!)
General Liability Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal and Advertising Injury Limit $1,000,000
General Liability Each Occurrence Limit $1,000,000
Damage to Premises Rented to You Limit (Any One Premise) $300,000
Medical Expense Limit (Any One Person) $5,000
Business Personal Property Coverage 
Any One Article/Aggregate
$5,000/$10,000
(Optional Limit Available - $10,000/$50,000)
Deductible $250
Identity Recovery Coverage
Identity Coverage Limit $15,000
Deductible $250

These general liability limits only apply to food trailers if a Trailer Endorsement is added to the policy.

**Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages exclusions.