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Concession Trailer Insurance

Food Liability Insurance Program (FLIP) offers affordable, reliable, and comprehensive concession trailer insurance. Get started in 10 minutes or less!


Benefits of Concession Trailer Liability Insurance

Get your food concession trailer covered with liability insurance so you can serve your customers with peace of mind.

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Trailer Endorsement Add-On

Extend your liability coverage to your food trailer when it is parked on the premises, detached from your vehicle.

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Low-Cost Coverage

As a small business owner, you need liability insurance that doesn’t break the bank. For just $25.92/month or $299/year you can protect your concession trailer with up to $2,000,000 in coverage.

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Unlimited Additional Insureds

With FLIP, you get unlimited additional insureds on your policy at no extra cost. Our concession trailer liability insurance has you covered, wherever the next job takes you. 

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Quick & Easy Online Access

With FLIP, you get unlimited additional insureds on your policy at no extra cost. Our concession trailer liability insurance has you covered, wherever the next job takes you. 

What Is Concession Trailer Insurance?

Insurance for concession trailers is liability coverage that is customizable and designed to help mitigate or eliminate unexpected out-of-pocket expenses from claims caused by your mobile food business.

The base policy includes common issues, like third-party bodily injury and property damage claims. If you tow a vendor trailer, you can add on the trailer endorsement, which covers you when it’s parked and unhooked. 

How Much Does Concession Trailer Insurance Cost?

The cost of insurance for food concession trailers starts at $25.92 per month or $299 per year. This price can change depending on three factors:

  1. Coverages you include
  2. Coverage limits you choose
  3. Gross income 


With FLIP, you can create a customized insurance plan that perfectly fits your concessionaire business. Add-on options include: 

  • Food Trailer Insurance: Covers a trailer that is unhooked and parked – $12.50/Month or $150/Year
  • Cyber Liability Insurance: Covers financial losses caused by cybercrime – $8.25/Month or $99/Year
  • Professional Liability: Covers claims that may arise from your business operations – $10.42/Month or $100/Year

Why FLIP for Food Concession Trailer Insurance?

We keep the process of buying liability insurance simple and painless so that you can focus on what matters most to you. With FLIP you can expect: 

  • Instant quote process
  • 24/7 access to policy documents and certificate of insurance
  • Convenient online purchasing
  • Licensed in all 50 states
  • General liability
  • Products and completed operations coverage
  • Personal and advertising injury coverage
  • Damage to premises rented coverage
  • Business personal property coverage

Let’s Talk Numbers for Concession Trailer Liability Insurance


Coverage Details for Insurance for Concession Trailers

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General Liability

Aggregate Limit: $2,000,000

Accidents happen, which is why you need liability insurance to protect you when problems arise. Third-party bodily injury and property damage claims can be financially devastating for small food businesses, but FLIP can help absorb some or all of those costs.

product liability

Product Liability

Aggregate Limit: $2,000,000

The food concession industry comes with a unique set of risks. If a customer gets food poisoning or experiences an allergic reaction caused by your food, you may be held responsible for the associated costs. Product liability insurance could cover these expenses so you don’t have to pay out of pocket.

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Inland Marine (Tools & Equipment)

Aggregate Limit: $10,000

Operating a mobile business like a food truck concession trailer means you need to protect your gear while in transit. FLIP’s tools and equipment policy can help cover unforeseen costs, such as repairing or replacing broken or stolen equipment.

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Damage to Premises Rented

Aggregate Limit: $300,000

Most event planners require vendors to carry insurance for concession trailers to protect you both from potential damages. FLIP allows you to add unlimited additional insureds at no extra cost, so you’re always ready for your next event.

What Our Customers Are Saying

Here's what other people have to say about their experience from over 312+ available reviews.

Coverage Details Limits

General Liability Aggregate Limit


Products – Completed Operations Aggregate Limit


Personal and Advertising Injury Limit


General Each Occurrence Limit


Damage to Premises Rented to You Limit (Any One Premises)


Liability Deductible


Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)


Business Personal Property / Inland Marine Limit (Per Occurrence) – Deductible


Medical Expense Limit


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