Concession Insurance

Concession insurance that can protect your business from the hefty cost of claims through customizable coverage.

Benefits Of Concession Insurance

Discover how the benefits of concession insurance can protect your business.

High-Quality Protection

FLIP’s concessions insurance includes General and Product Liability, equipment coverage, and more to give your business the 360-degree protection it needs.

Unlimited Additional Insureds

As an event-attending business, you will likely need to include additional insureds on your policy. The Food Liability Insurance Program (FLIP) offers free & unlimited additional insureds to concessions businesses.

Easy, No-Pressure Process

With FLIP, it takes less than ten minutes to protect your concessions business. You also gain instant, 24/7 access to your policy and information through our online user portal.

Do Concession Businesses Need Insurance?

Yes. As a food industry business, your concessions business faces a unique set of liability risks, from accidents that cause bodily injury to customers getting sick from the food you serve. Liability claims can be expensive – often costing tens of thousands of dollars or more. Concession trailer insurance can protect your business from the out-of-pocket costs you may be required to pay for liability claims, allowing you to continue running your business with peace of mind.

Our online program provides food business owners like you with customizable, comprehensive coverage to protect you and your business from the cost of claims.

How Much Does Concession Insurance Cost?

The base price of concession trailer insurance starts at $25.92 per month or $299 per year. This includes our base limits of $1 million per occurrence and $2 million aggregate coverage. As a policyholder, you have the option of increasing the coverage limits to fit your unique business needs.

The cost of food concession insurance is affected by:

Gross income limit
Additional coverages included in your policy (trailer endorsement, inland marine, cyber liability)
States you operate in

Does Concession Insurance Cover My Food Trailer?

In order to protect your food trailer, you must include a trailer endorsement in your policy. A trailer endorsement extends your general liability insurance protection to your food trailer while it is parked on-premises, and detached from your vehicle.

This endorsement is not included in a base policy from FLIP but you can add this endorsement at any time through the application or through your user dashboard.

Let's Talk About Numbers for FLIP

YEARS EXPERIENCE

25000

BUSINESSES TRUST FLIP

INDUSTRIES COVERED

Concession Stand Insurance Coverage Details

General Liability

Aggregate Limit: $2M

Protect your business from paying for third-party bodily injury and property damage claims. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.

Product Liability

Aggregate Limit: $2M

Product Liability Insurance can protect you from paying out of pocket for claims involving foodborne illness. This includes food poisoning and unlabeled allergens.

Inland Marine (Tools & Equipment)

Aggregate Limit: $10K

Inland Marine coverage can protect your business from the cost of repairing or replacing broken or stolen business equipment. FLIP offers two coverage options for Inland Marine that you can choose according to your business needs.

Damage to Premises Rented

Aggregate Limit: $300K

If you rent a space like a commercial kitchen or participate in events, you need insurance that protects you from potential damages that might occur there. Property owners and event organizers may require you to include them as an additional insured on your policy. FLIP provides unlimited additional insureds at no extra cost.