FOOD MANUFACTURERS INSURANCE
Our innovative online program provides food manufacturers with comprehensive liability coverage at a great price. Insuring your work and equipment with FLIP will not only meet your liability requirements, but also protect you from unexpected and costly incidents.
*Annual plan starting at $299/year
CUSTOMIZED COVERAGE
As a food manufacturer, your business faces a unique set of liability risks that require a unique set of liability coverages. With FLIP, you can create a customized insurance plan perfectly designed to fit your business needs.
HIGH QUALITY PROTECTION
FLIP’s food manufacturers insurance is A+ rated. For just $299 a year, you can protect your business with up to $2 million in coverage for general and product liability as well as $10k in equipment coverage, not to mention unlimited additional insureds, free of cost.
EASY ONLINE PROCESS
Unlike other insurance providers, FLIP’s online process is quick and easy, taking less than 10 minutes to complete. You also gain 24/7 access to our online portal, where you can view and print your certificate of insurance, make changes to your policy, and more.
How Does Liability Insurance Work?
Liability insurance is designed to protect your food manufacturers business from the cost of claims. Just one liability claim can cost your business thousands of dollars and damage your professional reputation. With insurance, you can create a financial safety net to protect your business that allows you to continue working with peace of mind.Coverage Details:
|
General Liability Aggregate Limit |
$2,000,000 |
|
Products-Completed Operations Aggregate Limit |
$2,000,000 |
|
Personal and Advertising Injury Limit |
$1,000,000 |
|
General Each Occurrence Limit |
$1,000,000 |
|
Damage to Premises Rented to You (Any One Premises) |
$300,000
|
|
Liability Deductible |
NO DEDUCTIBLE |
|
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate) |
$5,000/$10,000 |
|
Business Personal Property / Inland Marine Limit (Per Occurrence) - Deductible |
$250 |
For food trailers, general liability limits only apply if you add a Trailer Endorsement to your policy. (Trailer Endorsement can be added during checkout).
**Please note that this is only a summary of your insurance coverage. All policies have specific terms, conditions, exclusions, and limitations. Please refer to the policy for a complete description of coverages. For a sample policy, please contact us at (844) 520-6992 or by email at info@fliprogram.com.
General Liability
General liability can protect your business from paying for third-party bodily injury and property damage claims. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.
Aggregate Limit: $2,000,000
Product Liability
As a food industry business, you run the risk of making a customer sick from your food, whether from foodborne illness, unlabelled allergens, or more. Product liability insurance is designed to protect your business from the cost of claims that your food made a customer ill.
Aggregate Limit: $2,000,000
Inland Marine Coverage
Inland marine coverage can protect your business from the cost of repairing or replacing broken or stolen business equipment. FLIP’s manufacturers insurance policy offers two coverage options for inland marine that you can choose from according to your needs.
Aggregate Limit: $10,000
Damage To Premises Rented
If you operate your business out of a rented space, like a commercial kitchen, or participate in events, you need insurance that protects you from paying for damages that might occur. What’s more, it’s common practice for property owners and event managers to require businesses to include them as an additional insured. FLIP provides unlimited additional insureds for free.
Aggregate Limit: $300,000
Cyber Liability
Cyber liability insurance protects your business from the costs that arise from experiencing a cyber security breach.If your business collects or stores information online, on a computer, or on a mobile device, we strongly recommend this coverage option.
Aggregate Limit: $100,000
Workers Compensation Insurance
If you have employees under your hire to help you run your manufacturing operation, you need workers compensation insurance. Through our trusted partner, Insurance Canopy, you can purchase the protection you need.
Aggregate Limit: $300,000
Program highlights
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- A+ Rated Insurance Carrier
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