FOOD MANUFACTURERS INSURANCE

Our innovative online program provides food manufacturers with comprehensive liability coverage at a great price. Insuring your work and equipment with FLIP will not only meet your liability requirements, but also protect you from unexpected and costly incidents.

CUSTOMIZED COVERAGE

As a food manufacturer, your business faces a unique set of liability risks that require a unique set of liability coverages. With FLIP, you can create a customized insurance plan perfectly designed to fit your business needs.

HIGH QUALITY PROTECTION

FLIP’s food manufacturers insurance is A+ rated. For just $299 a year, you can protect your business with up to $2 million in coverage for general and product liability as well as $10k in equipment coverage, not to mention unlimited additional insureds, free of cost.

EASY ONLINE PROCESS

Unlike other insurance providers, FLIP’s online process is quick and easy, taking less than 10 minutes to complete. You also gain 24/7 access to our online portal, where you can view and print your certificate of insurance, make changes to your policy, and more.

How Does Liability Insurance Work?

Liability insurance is designed to protect your food manufacturers business from the cost of claims. Just one liability claim can cost your business thousands of dollars and damage your professional reputation. With insurance, you can create a financial safety net to protect your business that allows you to continue working with peace of mind.
Food manufacturers insurance provides a variety of coverage options that can protect your business no matter where you are. Don’t let the cost of claims halt your manufacturing operation. Get a FLIP policy today!

Coverage Details:

General Liability Aggregate Limit
$2,000,000
Products-Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You (Any One Premises)
$300,000
Liability Deductible
NO DEDUCTIBLE
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)
$5,000/$10,000
Business Personal Property / Inland Marine Limit (Per Occurrence) - Deductible
$250

For food trailers, general liability limits only apply if you add a Trailer Endorsement to your policy. (Trailer Endorsement can be added during checkout).

**Please note that this is only a summary of your insurance coverage. All policies have specific terms, conditions, exclusions, and limitations. Please refer to the policy for a complete description of coverages. For a sample policy, please contact us at (844) 520-6992 or by email at info@fliprogram.com.

General Liability

General liability can protect your business from paying for third-party bodily injury and property damage claims. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.

Aggregate Limit: $2,000,000

Product Liability

As a food industry business, you run the risk of making a customer sick from your food, whether from foodborne illness, unlabelled allergens, or more. Product liability insurance is designed to protect your business from the cost of claims that your food made a customer ill.

Aggregate Limit: $2,000,000

Inland Marine Coverage

Inland marine coverage can protect your business from the cost of repairing or replacing broken or stolen business equipment. FLIP’s manufacturers insurance policy offers two coverage options for inland marine that you can choose from according to your needs.

Aggregate Limit: $10,000

Damage To Premises Rented

If you operate your business out of a rented space, like a commercial kitchen, or participate in events, you need insurance that protects you from paying for damages that might occur. What’s more, it’s common practice for property owners and event managers to require businesses to include them as an additional insured. FLIP provides unlimited additional insureds for free.

Aggregate Limit: $300,000

Cyber Liability

Cyber liability insurance protects your business from the costs that arise from experiencing a cyber security breach.If your business collects or stores information online, on a computer, or on a mobile device, we strongly recommend this coverage option.

Aggregate Limit: $100,000

Workers Compensation Insurance

If you have employees under your hire to help you run your manufacturing operation, you need workers compensation insurance. Through our trusted partner, Insurance Canopy, you can purchase the protection you need.

Aggregate Limit: $300,000

Program highlights

Annual Policies

Starting

at

$ 299

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