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Lemonade Stand and Cart Insurance

Fast, easy, and reliable lemonade stand insurance coverage beats the heat of any claim that comes your way.


Hear From Our Customers About Lemonade Stand Insurance

Here's what other people have to say about their experience from over 312+ available reviews.

What Is Lemonade Stand Insurance?

Lemonade concessions are an iconic part of the American landscape, and with the newfound popularity of food and beverage carts, they are becoming even more popular. As lemonade concessions become serious businesses, they need serious insurance.

Lemonade liability insurance from FLIP can help protect your growing lemonade concession business through a series of insurance coverages designed to protect your lemonade stand business from costly claims. Depending on the needs of your business, your policy could include general liability, product liability, damage to premises rented, and tools and equipment coverage.

Who Needs Lemonade Cart Insurance?

If you own a lemonade stand, you need coverage to help protect against unexpected and sometimes financially damaging claims. Our program is non-premises specific, so when you purchase a policy from FLIP you are covered wherever your business takes you.

What Does Lemonade Stand Commercial Insurance Cover?

When you purchase lemonade stand insurance coverage from FLIP, your coverage includes general liability, product liability, and business personal property coverage. For just $299 annually, you can get the coverage you need to protect your business without taking on a financial burden.

More Than Food Vendor Insurance

Program Highlights:

  • General Liability
  • Product Liability
  • Damage to Premises Rented
  • Inland Marine (Tools & Equipment)
  • Free, Unlimited Additional Insureds

Program Benefits:

  • Instant Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed in Most Locations
  • Monthly Payments Available

Let's Talk About Numbers for Lemonade Stand Insurance


Coverage Details Limits

General Liability Aggregate Limit


Products – Completed Operations Aggregate Limit


Personal and Advertising Injury Limit


General Each Occurrence Limit


Damage to Premises Rented to You Limit (Any One Premises)


Liability Deductible


Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)

$5,000 / $10,000

Business Personal Property / Inland Marine Limit (Per Occurrence) – Deductible


Medical Expense Limit


different types of lemonade