According to the CDC, approximately 48 million people get sick from a foodborne illness each year. O... MORE
Commercial Kitchen Insurance for Food Vendors
Sure, you love to cook at home. It’s relaxing and gives you a chance to create food for yourself and possibly a few family members or close friends. Your commercial kitchen space at work, though, is different. It was made for cooking huge batches of food for those customers who love your food.
Because you’re selling food, it is important that you prepare for the risks that can come with your profession.
Lawsuits are one risk you face, and they can be expensive. Say a customer had an allergic reaction to your food and sued you. You probably already know that you can be held liable for the medical costs, but did you know that you may have to pay other costs, such as compensating the person for any time they had to miss work?
Commercial kitchen liability coverage can help protect you from these risks. Our Food Liability Insurance Program (FLIP) gives you the protection you need to make cooking at your work kitchen just as relaxing as making food at home.
Common Types of Commercial Kitchens:
- Community Kitchens
- Culinary Incubators
- Rented Church Kitchens
- Rented Restaurant Kitchens
- Shared Kitchens
- Food Incubator Kitchen
- Kitchen Co-ops
- and more!
FLIP offers policies for many different vendors in the food industry. Some of the others include:
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
- Identity Recovery Coverage
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- A+ Rated Insurance Carrier
What is FLIP?
FLIP was created to offer the most affordable liability insurance to food vendors without sacrificing coverage. By creating an online program, long and expensive underwriting processes were shortened, allowing FLIP to offer quality insurance policies at reduced prices compared to more traditional methods of processing. In addition, the online presence gives food vendors more control over their policies at their convenience.