Why you need Liquor Liability Insurance

Now offering discounted

Commercial auto policies

With purchase of General Liability Policy

Who Qualifies

FLIP Insurance is designed for small food businesses with gross annual receipts under $200,000. Whether you make, sell, or distribute a food product, you are qualified for FLIP insurance, with the exceptions of those operations on the list of excluded lines of business below. If your gross sales exceed $200,000, please contact us for other coverage options.

  • Alcoholic Beverages or Products (Includes Serving, Selling, or Sub-Contracting)
  • Animal/Livestock Feed (This Does Not Include Pet Products)
  • Any Product Requiring a Prescription
  • Baby Food
  • Commercial Farming Operations
  • Companies/Operations Not in Compliance with County, State, and Federal Food and Safety Regulations
  • Diet Products or Cleanses or Pills Marketed as a 'Weight Loss' Product
  • Energy Drinks
  • Grocery Stores or Supermarkets
  • Health Coaching
  • Importers – Produce or Dairy Making Up More Than 20% of Total Sales
  • Importers – Seafood, Meat, Poultry
  • Kava
  • Medical Invasive Products (Intended to Stay within the Body)
  • Nutraceuticals, Vitamins, Supplements, Suppositories, or Products Containing Pharmaceuticals, Drugs, or Medicines
  • Nutrition Consulting
  • Restaurant, Cafe, Bakery, Tavern or Similar Establishment, with Operations Where You Own or Lease the Space Where Customers Enter to Purchase Food or Beverages - Restaurants not eligible for $299 FLIP Program, requires separate application. Get quote for restaurant insurance.
  • Tobacco Related Products Including E-Cigarettes and Smokeless Products
  • Topical Products Including Soaps, Lotions, and Bath Products

Contact us

260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 844.520.6992


"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price. Don't consider going with anyone else!"

Jessi, TN