Who Qualifies

FLIP Insurance is designed for small food businesses with gross annual receipts under $500,000. Whether you make, sell, or distribute a food product, you are qualified for FLIP insurance, with the exceptions of those operations on the list of excluded lines of business below. If your gross sales exceed $500,000, please contact us for other coverage options.

  • Alcoholic Beverages or Products (Includes Serving, Selling, or Sub-Contracting)(Liquor Liability policy needed for coverage)
  • Animal/Livestock Feed (This Does Not Include Pet Products)
  • Any Product Requiring a Prescription
  • Any product containing cannabidiol (CBD), Hemp, or Hemp extract
  • Baby Food
  • Commercial farms owned or operated by the insured (your products sold away from the farm are okay)
  • Companies/Operations Not in Compliance with County, State, and Federal Food and Safety Regulations
  • Diet Products or Cleanses or Pills Marketed as a 'Weight Loss' Product
  • Energy Drinks
  • Grocery store or supermarket retail operations owned or operated by the insured
  • Health Coaching
  • Importers – Produce or Dairy Making Up More Than 20% of Total Sales
  • Importers – Seafood, Meat, Poultry
  • Kava
  • Medical Invasive Products (Intended to Stay within the Body)
  • Nutraceuticals, Vitamins, Supplements, Suppositories, or Products Containing Pharmaceuticals, Drugs, or Medicines
  • Nutrition Consulting
  • Owner or operator of a food court / storefront
  • Restaurant, Cafe, Bakery, Tavern or Similar Establishment, with Operations Where You Own or Lease the Space Where Customers Enter to Purchase Food or Beverages - Restaurants not eligible for $299 FLIP Program, requires separate application. Get quote for restaurant insurance.
  • Tobacco Related Products Including E-Cigarettes and Smokeless Products
  • Topical Products Including Soaps, Lotions, and Bath Products

Contact us

260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 844.520.6992


"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price. Don't consider going with anyone else!"

Jessi, TN

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