Cake Maker Insurance
Cake maker insurance that is a piece of cake.
Benefits of Cake Maker Insurance
Discover how the benefits of cake decorator insurance can protect your business.
Coverage To Fit Your Needs
Create your very own cake maker insurance plan in minutes with a variety of high-quality policies, including General Liability, optional Tools and Equipment coverage, and more.
Unlimited Additional Insureds
Need to include other businesses on your policy as additional insureds? The Food Liability Insurance Program (FLIP) offers unlimited additional insured at no extra cost to your premium.
Protect your cake decorating business in minutes with our easy, online checkout for instant, 24/7 access to your policy information via our online user dashboard.
Do Cake Makers & Decorators Need Liability Insurance?
Yes. Cake is one of the delights of life, but running a cake-making and decorating business can be risky. There are many liability risks, including bodily injury and property damage claims, customers getting sick from your cake, and more. Protecting your business with cake making and decorating insurance can protect your business from expenses associated with claims. Expenses can include attorney fees, medical fees, equipment fees, and more.
Protect your cake-making and decorating business with up to $2M in General and Product liability insurance as well as $10K for tools and equipment insurance. Not enough coverage? Not a problem! FLIP provides increased limits and additional policy options for businesses that need them.
How Much Does Cake Making And Decorating Insurance Cost?
The cost of cake maker insurance starts at $25.92 per month or $299 per year. This price can fluctuate depending on:
- Your gross income amount
- The coverages you include on your policy
- The coverage limits you choose for your policy
Why FLIP For Cake Making Insurance?
If you’re making and decorating cakes, you’ll want to have your cake and eat it too. That is why FLIP is the perfect insurance program for your delectable business.
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
Let’s Talk Numbers For Cake Decorator Insurance
Coverage Details For Cake Making And Decorating Insurance
Aggregate Limit: $2M
Protect your business from the costs of third-party bodily injury and property damage claims. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.
Aggregate Limit: $2M
Protect your business from paying out of pocket for food-borne illness-related claims. As a food industry business, you run the risk of making a customer sick from your food, whether from foodborne illness, unlabelled allergens, or more.
Inland Marine (Tools & Equipment)
Aggregate Limit: $10K
Protect your business from the cost of repairing or replacing stolen or broken business equipment. FLIP offers increased coverage limits for inland marine based on your business insurance needs. This coverage is optional.
Damage to Premises Rented
Aggregate Limit: $300K
Protect your business from the cost of claims arising from damages done to rented spaces, such as an event booth or commercial kitchen. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. FLIP provides free & unlimited additional insureds.
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Coverage Details Limits
General Liability Aggregate Limit
Products – Completed Operations Aggregate Limit
Personal and Advertising Injury Limit
General Each Occurrence Limit
Damage to Premises Rented to You Limit (Any One Premises)
Business Personal Property\ Inland Marine Limit (Any One Article/ Aggregate)
Business Personal Property\ Inland Marine Limit (Per Occurrence) – Deductible
Medical Expense Limit