State Fair Insurance

State fairs bring good food, laughter, and fun. They can also bring some serious liability risks. Protect your food business with state fair food insurance.

Benefits Of State Fair Food Insurance

Discover how the benefits of county fair food insurance can protect your business. 

additional insured lots of people icon

Unlimited Additional Insureds

Take your food wherever the fair is and enjoy coverage that follows you. Not to mention the Food Liability Insurance Program (FLIP) offers business owners unlimited additional insureds for free.

protection floaty

Personalized Coverage

Increase coverage limits and add additional coverages to create a policy that is personalized for your unique business needs.

computer icon

No-Pressure Process

Our agents don’t make commission so you will never feel pressured during your insurance process with FLIP. Access your policy documents, adjust limits, and add additional insureds, completely online from your user dashboard.

Do You Need Insurance To Sell Food At State Fairs?

Selling food products at state and county fairs comes with a unique set of risks, from trip and fall accidents and property damage claims to accidentally getting customers sick from the food you served them. If an accident involving your business or food product occurs, you could be held liable to pay tens of thousands of dollars or more. That’s why your business needs state fair food insurance—it can reduce, and in some cases remove, the cost you may be required to pay for liability claims arising from your business operation.

How Much Does State Fair Food Insurance Cost?

The cost for state fair food insurance starts at $25.92 per month and $299 per year. This price can fluctuate depending on 

  • The gross income amount of your business
  • The coverage limits you choose 
  • The coverages you include on your policy 

What Is State Fair Food Insurance?

State fair food insurance is a combination of liability coverages designed to protect your business from the financial burden of claims. Claims can happen at any time and have the potential to financially devastate your business. Common claims can include third-party bodily injury accidents, property damage, foodborne illness, and more. State fair food insurance can mitigate or even eliminate your out-of-pocket costs of claims.

Let’s Talk Numbers For State Fair Food Insurance

1
YEARS EXPERIENCE
25000
BUSINESSES TRUST FLIP
25
INDUSTRIES COVERED

Coverage Details For State Fair Food Insurance

General Liability

Aggregate Limit: $2M

Protect your business from the cost of third-party bodily injury and property damage claims that arise as a result of your business operation. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.

product liability

Product Liability

Aggregate Limit: $2M

As a food industry business, you run the risk of customers getting sick from the food you serve them, whether it be from foodborne illness, unlabelled allergens, or something else. Product Liability insurance can protect your business from the cost of these product-related claims.

spoon and fork

Inland Marine (Tools & Equipment)

Aggregate Limit: $10K

Protect your business from the cost of claims regarding equipment damage and theft. FLIP offers increased coverage limits for inland marine based on your business insurance needs.

small house icon

Damage to Premises Rented

Aggregate Limit: $300K

Protect your business from the cost of claims arising from damages done to rented spaces, such as an event booth or commercial kitchen. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. FLIP provides unlimited additional insureds at no extra cost.

What Our Customers Are Saying

560+ Five Star Reviews

Shannon O.
Shannon O.
Hot Day Afternoon BBQ & Catering
Read More
We have had policies with them for probably 11 years and everything has always been so professional, fast and easy. I would never even think of moving to a new carrier.
Brazil M.
Brazil M.
Spryce Company
Read More
Great Insurance Company. All my needs are accommodated through FLIP. I’ve been a client for 7 years and never needed to find a new home.
Shallie A.
Shallie A.
Set the Bar Rentals
Read More
So far, so good! New member to flip! I’ve already received top notch service from an agent, got my insurance and paid my invoice in less than an hour. Thank you to MBP for the referral.
Don B.
Don B.
Madison Lane Farms
Read More
Easy to find a policy I needed. I had a few questions and they were promptly -and very clearly - answered in email. Price is reasonable for the coverage I got. Website is easy to navigate and the user dashboard is helpful.
Chynsia M.
Chynsia M.
Vibrant Life Bakery
Read More
Hello, using and joining the FLIP website was fast, easy, painless and affordable. An agent got back to me promptly if I had any questions. I recommend FLIP to anyone who needs to insure their company.
Emtesha N.
Emtesha N.
Baked Chemistry
Read More
Simple, Easy, affordable coverage! Been with FLIP for over 4 years. I love the unlimited additional insured as well. They have a lifelong customer!!
Whitni S.
Whitni S.
Whit's End Catering
Read More
I’ve been covered by this company for almost 5 years. Very reasonably priced and great customer service.
Ken P.
Ken P.
Slider City BBQ & Catering
Read More
FLIP insurance for my catering company was very affordable and a simple process to obtain. In addition, they respond quickly when asked to add on addition kitchens to the policies.
Alejandro G.
Alejandro G.
Atlanta Vice LLC
Read More
Love the simple and easy process. Customer services answered all of my questions and my returned my immediately instead of waiting for a representative.
Michele M.
Michele M.
M&M Kettlecorn LLC
Read More
It was an easy and fast experience that you don't get with others and I will definitely be using this in the future and to any of those who want to try it, I got one thing to say to you,"JUST DO IT!"
Tanja D.
Tanja D.
Breadista
Read More
Right what we needed as a startup in the food industry. Affordable insurance and expandable when necessary. Thank you!
Maxine L.
Maxine L.
Chips Galore Cookies and More
Read More
It was am auto renew, which makes it so easy. Was sent a reminder that it was due, and then it was done..did not have to worry about it.

Coverage Details Limits

General Liability Aggregate Limit

$2,000,000

Products – Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

General Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Liability Deductible

NO DEDUCTIBLE

Business Personal Property\ Inland Marine Limit (Any One Article/ Aggregate)

$5,000/$10,000

Business Personal Property\ Inland Marine Limit (Per Occurrence) – Deductible

$250

Medical Expense Limit

$5,000

ice cream cones