State Fair Insurance
State fairs bring good food, laughter, and fun. They can also bring some serious liability risks. Protect your food business with state fair food insurance.
Benefits Of State Fair Food Insurance
Discover how the benefits of county fair food insurance can protect your business.
Unlimited Additional Insureds
Take your food wherever the fair is and enjoy coverage that follows you. Not to mention the Food Liability Insurance Program (FLIP) offers business owners unlimited additional insureds for free.
Increase coverage limits and add additional coverages to create a policy that is personalized for your unique business needs.
Our agents don’t make commission so you will never feel pressured during your insurance process with FLIP. Access your policy documents, adjust limits, and add additional insureds, completely online from your user dashboard.
Do You Need Insurance To Sell Food At State Fairs?
Selling food products at state and county fairs comes with a unique set of risks, from trip and fall accidents and property damage claims to accidentally getting customers sick from the food you served them. If an accident involving your business or food product occurs, you could be held liable to pay tens of thousands of dollars or more. That’s why your business needs state fair food insurance—it can reduce, and in some cases remove, the cost you may be required to pay for liability claims arising from your business operation.
How Much Does State Fair Food Insurance Cost?
The cost for state fair food insurance starts at $25.92 per month and $299 per year. This price can fluctuate depending on
- The gross income amount of your business
- The coverage limits you choose
- The coverages you include on your policy
What Is State Fair Food Insurance?
State fair food insurance is a combination of liability coverages designed to protect your business from the financial burden of claims. Claims can happen at any time and have the potential to financially devastate your business. Common claims can include third-party bodily injury accidents, property damage, foodborne illness, and more. State fair food insurance can mitigate or even eliminate your out-of-pocket costs of claims.
Let’s Talk Numbers For State Fair Food Insurance
Coverage Details For State Fair Food Insurance
Aggregate Limit: $2M
Protect your business from the cost of third-party bodily injury and property damage claims that arise as a result of your business operation. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.
Aggregate Limit: $2M
As a food industry business, you run the risk of customers getting sick from the food you serve them, whether it be from foodborne illness, unlabelled allergens, or something else. Product Liability insurance can protect your business from the cost of these product-related claims.
Inland Marine (Tools & Equipment)
Aggregate Limit: $10K
Protect your business from the cost of claims regarding equipment damage and theft. FLIP offers increased coverage limits for inland marine based on your business insurance needs.
Damage to Premises Rented
Aggregate Limit: $300K
Protect your business from the cost of claims arising from damages done to rented spaces, such as an event booth or commercial kitchen. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. FLIP provides unlimited additional insureds at no extra cost.
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Coverage Details Limits
General Liability Aggregate Limit
Products – Completed Operations Aggregate Limit
Personal and Advertising Injury Limit
General Each Occurrence Limit
Damage to Premises Rented to You Limit (Any One Premises)
Business Personal Property\ Inland Marine Limit (Any One Article/ Aggregate)
Business Personal Property\ Inland Marine Limit (Per Occurrence) – Deductible
Medical Expense Limit