State Fair
INSURANCE

Protect your food business from the cost of liability claims with FLIP’s state fair insurance program, designed specifically for businesses that serve food at state and county fairs.

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Comprehensive
Coverage

Receive up to $2 million in coverage for general liability, $10k in tools and equipment, and more with additional policy options to protect your business from the cost of liability claims.

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UNLIMITED
ADDITIONAL INSUREDS

Extend your insurance coverage to your events by including them as an additional insured on your policy. FLIP offers unlimited additional insureds free of cost.

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NO-QUOTE
PROCESS

Get the coverage you need in minutes with FLIP’s quote-free, online checkout and gain instant, 24/7 access to your policy through your FLIP user account.

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Do You Need Insurance To Sell Food At State Fairs?

Selling food products at state and county fairs comes with a unique set of risks, from trip and fall accidents and property damage claims to accidentally getting customers sick from the food you served them. If an accident involving your business or food product occurs, you could be held liable to pay tens of thousands of dollars or more. That’s why your business needs state fair insurance—it can reduce, and in some cases remove, the cost you may be required to pay for liability claims arising from your business operation.

Things we cover

Protect your food business with up to $2 million in A+ rated general and product liability insurance as well as $10k for tools and equipment insurance. Not enough coverage? Not a problem! FLIP provides increased limits and additional policy options for businesses that need them.

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General Liability

Aggregate Limit: $2M

General liability can protect your business from the cost of third-party bodily injury and property damage claims that arise as a result of your business operation. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.

Product Liability

Aggregate Limit: $2M

As a food industry business, you run the risk of customers getting sick from the food you serve them, whether it be from foodborne illness, unlabelled allergens, or something else. Product liability insurance can protect your business from the cost of these product-related claims.

Inland Marine

Aggregate Limit: $10,000

Also referred to as tools and equipment coverage, inland marine insurance can protect your business from the cost of claims regarding equipment damage and theft. FLIP offers increased coverage limits for inland marine based on your business’ insurance needs.

Damage to Premises Rented

Aggregate Limit: $300,000

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, such as an event booth or commercial kitchen. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. FLIP provides unlimited additional insureds at no extra cost.

Cyber Liability

Aggregate Limit: $100,000

CCyber liability insurance protects your business from the costs that arise from experiencing a cyber security breach. If your business collects or stores information online, on a computer, or on a mobile device, we strongly recommend this coverage option.

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Dont Take our word for it

 

PROGRAM HIGHLIGHTS

  • General Liability
  • Products and Completed Operations Coverage
  • Personal and Advertising Injury Coverage
  • Damage to Premises Rented Coverage
  • Business Personal Property Coverage
  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • A+ Rated Insurance Carrier

Coverage Details:

General Liability Aggregate Limit $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal and Advertising Injury Limit $1,000,000
General Each Occurrence Limit $1,000,000
Damage to Premises Rented to You (Any One Premises) $300,000
Liability Deductible NO DEDUCTIBLE
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate) $5,000/$10,000
Business Personal Property / Inland Marine Limit (Per Occurrence) - Deductible $250

For food trailers, general liability limits only apply if you add a Trailer Endorsement to your policy. (Trailer Endorsement can be added during checkout).

**Please note that this is only a summary of your insurance coverage. All policies have specific terms, conditions, exclusions, and limitations. Please refer to the policy for a complete description of coverages. For a sample policy, please contact us at (844) 520-6992 or by email at info@fliprogram.com.

Contact us

FLIP (FOOD LIABILITY INSURANCE PROGRAM)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 844.520.6992
info@fliprogram.com

Testimonials

"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price. Don't consider going with anyone else!"

Jessi, TN