Many food and beverage vendors are eager to enhance profits by offering alcohol. With higher profit... MORE
A+ Rated Vendor Liability Insurance
Buy in minutes and download proof of insurance immediately!
Financial setbacks from a liability claim could mean closing your food vendor business. Don’t let unforeseen events such as slip and fall accidents put you at risk for a lawsuit. Our affordable and comprehensive general liability insurance coverage is ideal for food vendors.
Get A+ rated insurance with an easy online application for your next event. You’ll receive instant coverage the moment your payment processes. FLIP allows free unlimited additional insureds for food vendors participating in events, expositions, farmers markets, or festivals.
|General Liability Aggregate Limit||$2,000,000|
|Products-Completed Operations Aggregate Limit||$2,000,000|
|Personal and Advertising Injury Limit||$1,000,000|
|General Each Occurrence Limit||$1,000,000|
|Damage to Premises Rented to You (Any One Premises)||$300,000|
|Liability Deductible||NO DEDUCTIBLE|
|Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)||$5,000/$10,000|
|Business Personal Property / Inland Marine Limit (Per Occurrence) - Deductible||$250|
|Identity Recovery Coverage Aggregate Limit||$15,000|
|Identity Recovery Coverage Deductible||$250|
For food trailers, general liability limits only apply if you add a Trailer Endorsement to your policy. (Trailer Endorsement can be added during checkout).
**Please note that this is only a summary of your insurance coverage. All policies have specific terms, conditions, exclusions, and limitations. Please refer to the policy for a complete description of coverages. For a sample policy, please contact us at (888) 568-0548 or by email at firstname.lastname@example.org.
What Is Vendor Business Insurance?
Vendor insurance from the Food Liability Insurance Program (FLIP), provides coverage for business personal property/inland marine, general liability, product liability, and identity recovery coverage.
How Much Is Vendor Business Insurance?
A basic general liability insurance policy from FLIP starts at $299. However, there are additional coverage options that you can add to your customize your policy. For example, as a food vendor, you may wish to increase your business personal property coverage amounts or add a trailer endorsement.
Do I Need Vendor Business Insurance?
Yes. When you operate your food vendor business, you are liable if injuries, illnesses, or damages happen in the process of your business operations.
For example, if a customer gets sick eating your food or if somebody trips and falls over your stand and is injured, you could be held responsible. Claims from unfortunate incidents like these can easily wipe out your business and personal finances and cause your business to close.
In addition, many farmers markets, state fairs, festivals, and event organizers require all food vendors to carry them as additional insureds to protect them from your liability.
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
- Identity Recovery Coverage
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- A+ Rated Insurance Carrier