Hot Dog Cart Insurance
Purchase affordable, hot dog cart insurance faster than you could say “order up!”
Benefits of Insurance for Hot Dog Carts
Discover how hot dog cart insurance can protect your business.
Trailer Endorsement
Extend your coverage to your trailer while it is parked on premises, & detached from your vehicle. Add at any time in the application or from your user dashboard.
Unlimited Additional Insureds
Include as many additional insureds as your business needs at no extra cost for high quality protection wherever your next job takes you.
Completely Online Process
Protect your hot dog business in minutes with our easy, online checkout for instant, & 24/7 access to your policy information via our online user dashboard.
How Much Does Hot Dog Cart Insurance Cost?
The starting rate for hot dog cart insurance is $299 per year or $25.92 per month. For that cost, you can protect your business with a limit of up to $2 million in General and Product Liability coverage. This also includes up to $10k in Tools and Equipment coverage. Additional policy options and increased limits are also available at extra cost for businesses that require more coverage.
Factors That Affect Hot Dog Cart Insurance Cost Include
- Insurance limits you select
- Gross business revenues of your business
- Length of your coverage
Do Hot Dog Carts Need Liability Insurance?
Yes. Your business can face a variety of risks from bodily injury and property damage claims to accidentally making a customer sick from the food you served.
Hot Dog Cart Insurance can protect your business from out-of-pocket costs caused by these accidents with personalized, affordable, and easy-to-purchase policies for general and product liability, tools and equipment coverage, and more. With the Food Liability Insurance Program (FLIP), you can buy your policy online in just a few minutes and continue running your business with peace of mind.
Protect your hot dog cart with a limit up to $2 million in General and Product Liability insurance as well as $10k for tools and equipment insurance. Not enough coverage? Not a problem! FLIP provides increased limits and additional policy options for businesses that need them.
What Is Hot Dog Cart Insurance?
Hot dog cart insurance is a liability insurance plan designed to protect hot dog carts from the cost of liability claims. It provides up to $2 million in coverage for General and Product liability. In addition, it includes $10k in Tools and Equipment coverage to protect businesses from the majority of liability claims they might face.
For businesses that need more coverage, FLIP also provides increased limits and additional policy options, like Professional Liability and Cyber Liability insurance, according to their needs.
Let's Talk About Numbers For The Food Liability Insurance Program
Hot Dog Stand Coverage Details
General Liability
Aggregate Limit: $2M
Protect your business from paying for third-party bodily injury and property damage claims. This coverage can also protect against claims regarding products-completed operations, personal and advertising injury, and more.
Product Liability
Aggregate Limit: $2M
As a food industry business, you run the risk of making a customer sick from your food, whether from foodborne illness, unlabelled allergens, or more. In these cases, Product Liability Insurance can protect you from paying out of pocket for claims that your food made a customer ill.
Inland Marine (Tools & Equipment)
Aggregate Limit: $10K
Also referred to as Tools and Equipment coverage, Inland Marine Insurance can protect your business from the cost of repairing or replacing stolen or broken business equipment. FLIP offers increased coverage limits for inland marine based on your business’ insurance needs.
Damage to Premises Rented
Aggregate Limit: $300K
Protect your business from the cost of claims arising from damages to rented spaces. This includes an event booth or commercial kitchen.
What FLIP Customers Say
560+ Five Star Reviews
Coverage Details Limits
General Liability Aggregate Limit
$2,000,000
Products – Completed Operations Aggregate Limit
$2,000,000
Personal and Advertising Injury Limit
$1,000,000
General Each Occurrence Limit
$1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$300,000
Liability Deductible
NO DEDUCTIBLE
Business Personal Property\ Inland Marine Limit (Any One Article/ Aggregate)
$5,000/$10,000
Business Personal Property\ Inland Marine Limit (Per Occurrence) – Deductible
$250
Medical Expense Limit
$5,000
Have Questions? We're On It.
Running a hot dog cart comes with several different risks that could lead to claims. Risks can include:
- A customer or bystander trips over your equipment, causing bodily harm
- Someone damages or steals your business equipment
- A customer gets sick from a hot dog you served them
- A fire or disaster destroys your business equipment or causes property damage
Without insurance, these claims could have the potential to financially damage your business. Claims could cost thousands of dollars, so protect yourself and your business from that stress with hot dog cart insurance.
FLIP offers hot dog carts several benefits when it comes to insurance. Listed below are 10 reasons you should choose FLIP for your hot dog stand insurance.
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
Hot dog food insurance can cover your business from
- Third-party bodily injury
- Property damage
- Tools & equipment damage and theft
- Food borne illness
- Unlabeled allergens
- Advertising injury
Without insurance, these claims can cost your business thousands of dollars. However, with insurance, these claims costs can be mitigated or even eliminated.
