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Hot Dog Cart Insurance

Insurance from Food Liability Insurance Program (FLIP) gets you affordable, reliable coverage for your mobile hot dog stand business in 10 minutes or less.


Benefits of Insurance for Hot Dog Carts

Protect your hot dog food cart with high-quality insurance you can count on.

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Trailer Endorsement

Extend your coverage to your mobile hot dog trailer while it is parked on premises and detached from your vehicle. Add when you apply or at any time from your user dashboard.

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Unlimited Additional Insureds

Include as many additional insureds as your hot dog stand business needs at no extra cost for high-quality protection wherever your next job takes you.

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Completely Online Process

Protect your hot dog business in minutes with our easy, online checkout for instant and 24/7 access to your policy information via our online user dashboard.

What Is Hot Dog Cart Insurance?

Hot dog cart insurance is a liability insurance plan designed to protect hot dog vending carts from the cost of liability claims. It provides up to $2,000,000 in coverage for general and product liability. 

For hot dog street vendors businesses in need of more coverage, FLIP also provides increased limits and additional policy options, like professional liability, tools and equipment, and cyber liability insurance.

How Much Does Insurance Cost for Hot Dog Vendor Carts?

The starting rate for hot dog cart insurance is $299 per year or $25.92 per month. Factors that affect hot dog cart insurance cost include:

  • Insurance limits you select
  • Gross business revenues of your business
  • Length of your coverage 
  • Additional policy options you select


While cost is always a major consideration when selecting an insurance carrier, the cheapest coverage may not always be the best for your business. By including optional coverages or increasing your limits when necessary, you’ll receive better, customized protection for your business.

Do Hot Dog Carts/Trailers Need Liability Insurance?

Yes. Your mobile hot dog cart faces a variety of risks, from bodily injury and property damage claims to accidentally making a customer sick from the food you serve. 

Protect your business with personalized, affordable, and easy-to-purchase policies for general and product liability, tools and equipment coverage, and more. You can buy your FLIP policy online in just a few minutes and continue running your business with peace of mind.

Peace of Mind With FLIP's Hot Dog Cart Insurance


Hot Dog Stand Insurance Coverage Details

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General Liability

Aggregate Limit: $2,000,000

Shield your hot dog business from costly claims related to third-party bodily injury and property damage. Additionally, enjoy protection against other claims such as personal and advertising injury, products-completed operations, and more. 

product liability

Product Liability

Aggregate Limit: $2,000,000

As a food industry business, you run the risk of making a customer sick from your food, whether from foodborne illness or unlabelled allergens. In these cases, product liability insurance can protect you from paying out of pocket for claims that occur if your food made a customer ill.

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Inland Marine (Tools and Equipment)

Aggregate Limit: $10,000

Tools and equipment coverage can shield you from the cost of repairing or replacing stolen or broken business equipment. FLIP offers increased coverage limits for inland marine based on your business’ insurance needs.

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Damage to Premises Rented

Aggregate Limit: $300,000

Protect your business from the cost of claims arising from damages to rented spaces like an event booth or a commercial kitchen. 

Why Food Vendors Choose Us

Here's what other people have to say about their experience from over 312+ available reviews.

Coverage Details Limits

General Liability Aggregate Limit


Products – Completed Operations Aggregate Limit


Personal and Advertising Injury Limit


General Each Occurrence Limit


Damage to Premises Rented to You Limit (Any One Premises)


Liability Deductible


Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)


Business Personal Property / Inland Marine Limit (Per Occurrence) – Deductible


Medical Expense Limit


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FAQs About Hot Dog Stand/Trailer Insurance

Running a hot dog stand comes with several different risks that could lead to claims like these: 

  • A customer or bystander trips over your equipment, causing bodily harm
  • Someone damages or steals your business equipment
  • A customer gets sick from a hot dog you served them
  • A fire or disaster destroys your business equipment or causes property damage


Without insurance, these claims could have the potential to financially damage your business.

FLIP offers hot dog stand vendors several benefits when it comes to insurance:

  1. Instant Quote Process
  2. Easy Access to Policy Documents
  3. Convenient Online Purchasing Process
  4. Licensed Nationwide* 
  5. General Liability Coverage
  6. Products and Completed Operations Coverage
  7. Personal and Advertising Injury Coverage
  8. Damage to Premises Rented Coverage
  9. Business Personal Property Coverage


*FLIP is not currently available in Missouri.

  • Third-party bodily injury
  • Property damage
  • Tools and equipment damage and theft
  • Foodborne illness
  • Unlabeled allergens 
  • Advertising injury
  • And more