Making and selling food is your speciality, and you have a fun advantage over other chefs and cooks because you get to work from a place you feel most comfortable – your house. Just because you are making food from your residence, however, doesn’t mean you are immune from the risks associated with working in the industry.

Lawsuits are one risk you face. Say a customer had an allergic reaction to your food and sued you. If you are held liable, you might have to pay the customer’s hospital and doctor bills, medication expenses, and even compensation for any work time they missed. You are looking at the potential of having to pay $10,000 or more in extra bills.

Without coverage, you will have to pay those expenses out of your own pocket. This is where our Food Liability Insurance Program (FLIP) can help. We strive to ensure that your homemade food business is financially protected from associated risks.

Having a policy when selling food from home helps you concentrate on what you do best without having to worry about your personal finances being lost in case of an accident.

FLIP offers so much more than just liability insurance for home-based food vendors. Some of the other people and situations we respond to include:

• Baked Goods
• Cottage Food Laws
• Bake Sales
• Home Food Bakery

Why FLIP?

• A+ Rated Insurance Carrier
• Affordable Premium
• Licensed in All 50 States
• Free Additional Insureds
• Purchase Instantly Online – No Long Quote Process

See additional benefits & highlights below. 

What Insurance Do I Need To Sell Food From Home? 

To sell food from home you should include cottage food law insurance on your insurance policy. This insurance can protect you from the expensive cost of claims associated with your business operations, such as cooking or baking, communicating with customers, or sending out your products.