Your catering business operations consist of a variety of details, such as advertising, food prep, food delivery, and post-event cleanup. No matter how careful you are, you need to account for human error and outside variables which are completely out of your control. With many moving pieces involved in creating a successful catering business, the best thing you can do is protect your livelihood by purchasing catering insurance and have peace of mind. A Breakdown of Catering Insurance Coverage General Liability General catering liability insurance can protect you from bodily injury and property damage claims and lawsuits that caterers might face. A single lawsuit or claim can be financially devastating to your business. Even if you are not found liable for the claim, you may still... Read more

Food vendor insurance is the responsible and smart thing to have before things go wrong. In the unfortunate circumstance that an incident occurs and you’re held responsible, you’ll need to know how to file a claim to get a payout from your insurance provider. We’ll take you through the step by step claims process so you will know what to do in order to get a resolution as quickly as possible. What is a Food Vendor Insurance Claim? Food vendor insurance claims are much the same as other insurance claims. What’s covered may change but the process remains easy and simple. A claim is when you officially request remittance from your insurer due to a loss or damage to the property that is covered by your policy.1 A claims representative will look at your claim and verify that the circumst... Read more

Each day, 29 people in the United States die in alcohol-impaired vehicle crashes, according to the National Highway Traffic Safety Administration (NHTSA). You’re in the business of serving alcoholic beverages and one of the best things you can do to safeguard your business is having liquor liability insurance coverage. You Can Still Be Held Liable After A Patron Leaves It’s every server or bartender’s worst nightmare: a patron causing an accident after drinking alcohol at an event you were serving. If a person you’ve served does something illegal or harmful (like drive a vehicle) while still intoxicated, many states allow a lawsuit to be brought against the bartender as well as the intoxicated individual. Regardless of whether or not you are found guilty, you’ll still need to defend y... Read more

Food Liability Insurance Program to Highlight the Benefits of Insurance at the National Restaurant Show Pleasant Grove, UT (April 18, 2019)—The Food Liability Insurance Program (FLIP) will attend the centennial celebration of the National Restaurant Show in Chicago, May 2019, to provide educational material to restaurant owners and food professionals on the benefits of business liability insurance. The National Restaurant Show is presented by the National Restaurant Association and is celebrating its 100 year anniversary. Exhibits include on-floor education, a world culinary showcase and more. FLIP will be available to answer questions about liability insurance. “We’re thrilled to be attending the National Restaurant Show,” FLIP’s marketing manager, Lyndsey Larsen, said. “This eve... Read more

Your bakery is the bread and butter of your livelihood and we at FLIP understand this. Who better to provide insurance for your bakery business than an established player and trusted insurance provider in the food industry? Your baked goods bring joy into the lives of your customers, unfortunately, with so many moving parts, it’s not always possible to control each aspect of your business. We sat down with JoAnne Duke, a licensed insurance agent, and FLIP’s business development manager, to chat about the risks associated with running a bakery and what types of insurance coverage you should have to best protect it. Types of Insurance Your Bakery Needs “When it comes to various types of insurance coverage for bakeries there isn’t necessarily a box to fit your business into. You n... Read more