People swarm to flea markets for deals on unique items like food businesses flock to FLIP to meet the flea market insurance requirements. What seems like an extra expense and hassle, flea market insurance is a bargain after you compare the costs of legal fees and damages when settling a liability claim. Starting at just $299 annually, flea market insurance from FLIP is such a great bargain! Below are a few reasons why you need flea market insurance. It Can Protect Your Bottom Line Costs from liability claims or other damages can be extremely expensive. Several customers have been grateful to have their coverage through FLIP. Here are some recent claim examples: A windstorm damaged the claimants display and cooking equipment. FLIP paid $6,028 to help our client restore the d... Read more

Sweltering summer days can be a challenge for food vendors and hot dog cart owners. According to OSHA, thousands of workers in the United States got sick from exposure to heat on the job, and more than 60 workers died in 2011 alone. As a food vendor or hot dog cart owner, it is crucial to learn how to protect yourself from the heat. This is particularly true if ambient heat from your cooking station increases the temperatures you are exposed to. To beat the heat you need these three essential things: Water - Drink at minimum 4 cups of water every hour. It's best to drink a small amount of water every 15 minutes. Rest - Your core temperature needs at least 15 minutes to start dropping. Take breaks to help your body recover. Shade - It's best to find an air-conditioned room,... Read more

State fair food vendors may be pleasantly surprised by the new insurance options available for purchase in conjunction with their FLIP state fair insurance policy including: Increased gross receipts eligibility limits Liquor liability insurance Commercial auto in select states Increased Income Limits—We Serve Larger State Fair Vendors FLIP has increased our gross receipts eligibility limits up to $200,000. For an additional premium, FLIP can now offer the same great general liability insurance to larger food business operations. If your state fair food vendor business has grown, you can buy your state fair insurance policy through FLIP. Starting premiums based off your gross annual sales*. Up to $50,000                $... Read more

In early May to June, farmers markets crop up with food vendors scrambling to open their booths. If you're a vendor, you might currently be concentrating on preparing your booth and packaging your wares, but don't overlook the necessities of obtaining the proper permits, certifications, and farmers market insurance. FLIP has put together this short list of resources to help you prepare for the farmers market season. Market Research There are nearly 8,600 farmers markets registered with the USDA. To find a farmers market near you, take a look at the USDA Farmers Market Directory. Ideally, you've already done some research at the end of last year's season so you know which farmers markets you want to vend at this year. If you haven't, some things you'll want to consider are:... Read more

Liquor liability laws vary from state to state, but if you serve or provide alcohol or products made using alcohol, you could be at risk for lawsuits and other third-party claims. Protect your food business with liquor liability insurance from FLIP. Take a look at our infographic to see how your business could be at risk for a liquor liability lawsuit. Food Businesses That Need Liquor Liability Insurance If you operate one of the following businesses and you sell, manufacture, distribute, or furnish beer, wine, or liquor, apply for a quote on liquor liability insurance: Bartenders Caterers Concession Stands Food Trucks Food Vendors Hosts Banquet Halls And More . . . All insurance policies have conditions, limitations and exclusions. Please refer to the... Read more