Catering Insurance: Liquor Liability Insurance for Full-Service Caterers

Catering Insurance: Liquor Liability Insurance for Full-Service Caterers

Adding liquor service to your catering business can significantly increase your revenue. However, serving alcohol carries potential risks to caterers. Should I Become a Full-Service Caterer? As you try to decide whether to expand into a full-service catering business, there are a few factors you must consider when serving alcohol: Licenses & Permits – Make sure you have the appropriate licenses and permits to serve alcohol for both your business and for the venue. Regulations – State and county laws vary, and different laws may pose different legal risks. Employee Training – Are your employees trained and knowledgeable about age limits, the amount of alcohol that constitutes 'one drink,' how to identify fraudulent ID cards, and how to recognize a guest's level of in... Read more

FLIP Increases Income Limits – What This Means for Your Food Business

FLIP Increases Income Limits – What This Means for Your Food Business

FLIP recently increased income limits from $100,000 to $200,000. Higher income limits mean that you can stay with FLIP as your food business grows. Your annual policy premium is adjusted based upon your gross income. $0–$50,000 . . . . . . . . . . $299 $50,001–$100,000 . . . . . $399 $100,001–$200,000 . . . . . $579 Note that additional coverages may affect your final cost. Benefits of Increased Income Limits FLIP insurance increases as you grow so you don't have to switch insurance companies Quality coverage from an "A+ Rated" carrier You still have online, 24/7 access to policy documents Continued FREE unlimited additional insureds What If I Outgrow FLIP? If your annual gross sales exceed $200,000, it's great news for your company. However, you ma... Read more

Be a FLIP Safe Driver: Save Money on Commercial Auto Insurance

Be a flip-safe Driver Someone dies in a motor vehicle crash – every 12 minutes Someone is injured – every 10 seconds Someone crashes their car – every 5 seconds How it impacts your bottom line Average crash - $16,500 Crash that causes injury - $74,000 Crash with fatality - $500,000+ Minimize Your Employees' Crash Risk! Keep your commercial auto insurance premiums as low as possible using the steps below. 10 Step Program by NETS (The Network of Employers for Traffic Safety) Driver & Employee Involvement Create a safety culture by reviewing safety procedures often and committing to safe driving pract... Read more

Honk for FLIP! Commercial Auto Insurance Now Available in Select States

Honk for FLIP! Commercial Auto Insurance Now Available in Select States

Are you a food truck or food trailer owner? Do you deliver food, such as pizza or other goodies? Do you use your vehicle for your business? You need FLIP's new commercial auto insurance! FLIP now offers commercial auto insurance to food businesses in these states. Discounts are available to FLIP's general liability clients: Florida California Texas Virginia New York New Jersey Utah If you use your personal vehicle, personal auto insurance may not cover you when the vehicle is being used for business operations. This is why it is essential for you to carry commercial auto insurance. What Is Commercial Auto Insurance? Commercial auto insurance acts very similar to your personal auto insurance. However, it is a collection of coverages that are specific to the n... Read more

Liquor Liability Is Here! FLIP Announces Launch of New Liquor Liability Program

Liquor Liability Is Here! FLIP Announces Launch of New Liquor Liability Program

Raise a toast to FLIP! We're excited to announce the launch of the FLIP liquor liability program. If you serve alcoholic beverages as part of your food business, you can now purchase liquor liability coverage through FLIP. This coverage can either be in addition to your general liability policy or purchased on a stand alone policy. If you are a current FLIP client and would like to add liquor liability to your policy, apply for a quote. Call us if you are a: Food truck Food vendor For-hire bartender Caterer Concessionaire Other food business It's essential for you to carry liquor liability insurance if you want to serve or furnish alcoholic beverages as part of your food business or if you are hosting an event, such as a wedding or corporate party. Because... Read more

Contact us

FLIP (FOOD LIABILITY INSURANCE PROGRAM)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 888.568.0548
info@fliprogram.com

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