Food trucks are storming the country. Serving everything from waffles to grilled cheese sandwiches and representing worldwide cuisine, food trucks seem to have it all except alcohol. Why? Could it be that many food truck owners shy away from alcohol due to the liability risks and the difficulty of getting a liquor license? Maybe. So, the question is, can you sell alcohol on a food truck and is it worth the hassle? We say "Yes! But with a few caveats." And while there are many limitations to obtaining a liquor license for a food truck, it can be a worthwhile adventure that leads to many opportunities. Benefits of Selling Alcohol on a Food Truck Adding alcohol to your food truck service may sound daunting, but if the following benefits sound awesome, it may be something... Read more

We've got exciting news. Until now, a FLIP policy would only cover food-based operations. Our new handmade endorsement allows you to offer additional products and receive comprehensive coverage for product liability and business personal product. So, are you ready to make some money? Expanding your product options can be a lucrative way to add to your income stream as a food business owner. If your creativity extends beyond the kitchen—and you love to mix up soaps, candles, and lotions with equally delicious smells—there's an endorsement to cover you. What Handmade Insurance Covers There's a long list of products eligible for this coverage. If you've considered adding products to your food business, this list could give you some great ideas for products to develop. Check o... Read more

5 Ways to Rev Up Your Food Truck Marketing As a food truck owner, you embrace the challenge of driving from town to town and setting up shop for the day. Your unique type of business gives you the opportunity to increase your market and gain new customers along the way. Because you have the ability to interact and serve a diverse group of people, it’s best you make sure your marketing plan is on point. In case it needs some work, or if you want more ideas, we put together five food truck marketing tips that are easy to implement in your strategy and even threw in a bonus tip: food truck insurance. Food Truck Marketing Tip #1: Post Your Food Truck Schedule on Facebook While your website is a go-to touchpoint for your customers, it might not be one they visit on a daily basis. Fa... Read more

Operating your own personal chef business is no easy feat. You’re working in your clients’ homes or renting out spaces to whip up your next creation. Autonomy over your decisions and working in a career you’re passionate about makes for a rewarding and fulfilling profession. However, accompanying freedom and creativity, are many types of risks involved. Which is why having personal chef insurance is so beneficial. In this article, we’ll discuss the risks you face as well as how your insurance can respond if you’re ever in a situation where you’ll need it. Risk #1: Your Work Area is Your Responsibility Because you’re a hired professional, your clients have high expectations for you. Number one on the list? Keeping a sanitary workspace. You’re expected to clean up after each of y... Read more

Your catering business operations consist of a variety of details, such as advertising, food prep, food delivery, and post-event cleanup. No matter how careful you are, you need to account for human error and outside variables which are completely out of your control. With many moving pieces involved in creating a successful catering business, the best thing you can do is protect your livelihood by purchasing catering insurance and have peace of mind. A Breakdown of Catering Insurance Coverage General Liability General catering liability insurance can protect you from bodily injury and property damage claims and lawsuits that caterers might face. A single lawsuit or claim can be financially devastating to your business. Even if you are not found liable for the claim, you may still... Read more