We've got exciting news. Until now, a FLIP policy would only cover food-based operations. Our new... MORE
Culinary Business Liability Insurance
Personal chefs, caterers, and food vendors who own their own businesses know what it is like to be in the trenches building their career on their own. One of the many concerns that food business owners need to consider is liability insurance.
It can be hard for small business owners to find affordable coverage that is convenient to buy and made just for people like them. That was why the food liability insurance program was created.
Our innovative online program provides the most comprehensive coverage to protect culinary entrepreneurs at an affordable price. We are a program designed to help your small business flourish by allowing you to purchase a policy that covers both your liability and your business personal property. We also offer a trailer endorsement for owners of food trailers who need protection if a third-party is injured in or around their trailer.
It is easy to purchase a FLIP policy online, but if you have any questions, there are licensed insurance agents waiting to talk to you about how FLIP can benefit your culinary business.
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- A+ Rated Insurance Carrier
Why do I need a trailer endorsement?
Most general liability policies exclude incidents that occur in, on, or around your food trailer. A Trailer Endorsement covers those exclusions so you do not have to leave part of your work station uninsured. It is important to note that the Trailer Endorsement only covers liability incidents in, on, or around the trailer when the trailer is detached from your towing vehicle and parked on a rented premise. Make sure your vehicle’s auto policy covers the trailer when it is attached to a vehicle; some auto policies may exclude trailers that have license plates or vehicle identification numbers (VIN).