Protect your business online in minutes with food distributor insurance starting at $299 a year, including $2 million in coverage for general liability, $10k in tools and equipment coverage, and more.


*Annual plan starting at $299/year


Create your very own food distributor insurance plan in minutes with a variety of high-quality policies, including general liability, tools and equipment coverage, and more


Need to include other businesses on your policy as additional insureds? FLIP offers unlimited additional insured at no extra cost to your premium.


Getting the coverage you need with FLIP is as easy as 1, 2, 3. Our quote-free online process takes minutes to complete and provides instant, 24/7 access to your policy.

Why Do Food Distributors Need Liability Insurance?

As a food distribution business, you face a variety of liability risks, from injuries and property damage claims to damaged or stolen business property. Without insurance, liability claims can cost your business tens of thousands of dollars or more. Food distributor insurance is designed to protect your business from the cost of liability claims, allowing you to continue running your business with peace of mind.

Protect your food distribution business with up to $2 million in A+ rated general and product liability insurance as well as $10k for tools and equipment insurance. Not enough coverage? Not a problem! FLIP provides increased limits and additional policy options for businesses that need them.


Coverage Details

General Liability Aggregate Limit
Products-Completed Operations Aggregate Limit
Personal and Advertising Injury Limit
General Each Occurrence Limit
Damage to Premises Rented to You (Any One Premises)
Liability Deductible
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)
Business Personal Property / Inland Marine Limit (Per Occurrence) - Deductible

For food trailers, general liability limits only apply if you add a Trailer Endorsement to your policy. (Trailer Endorsement can be added during checkout).

**Please note that this is only a summary of your insurance coverage. All policies have specific terms, conditions, exclusions, and limitations. Please refer to the policy for a complete description of coverages. For a sample policy, please contact us at (844) 520-6992 or by email at

General Liability

General liability can protect your business from the cost of third-party bodily injury and property damage claims that arise as a result of your business operation. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.

Aggregate Limit: $2,000,000

Product Liability

As a food industry business, you run the risk of customers getting sick from the food you serve them, whether it be from foodborne illness, unlabelled allergens, or something else. Product liability insurance can protect your business from the cost of these product-related claims.

Aggregate Limit: $2,000,000

Inland Marine Coverage

Also referred to as tools and equipment coverage, inland marine insurance can protect your business from the cost of claims regarding equipment damage and theft. FLIP offers increased coverage limits for inland marine based on your business’ insurance needs.

Aggregate Limit: $10,000

Damage To Premises Rented

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, such as an event booth or commercial kitchen. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. FLIP provides unlimited additional insureds at no extra cost.

Aggregate Limit: $300,000

Cyber Liability

Cyber liability insurance protects your business from the costs that arise from experiencing a cyber security breach. If your business collects or stores information online, on a computer, or on a mobile device, we strongly recommend this coverage option.

Aggregate Limit: $100,000

Program highlights

Annual Policies



$ 299



As a food truck owner, you take on several responsibilities and work hard to make your business an outstanding success. From researching the ideal places to sell your food to maintaining your food truck, you’ve got a full plate. Have you thought

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