Wedding & Event Liquor Liability Insurance
Protect your business wherever you serve in 10 minutes or less with bartender insurance for weddings.
Choose the Right Plan for Your Business
Silver
General Liability + Liquor Liability Event Policy
For caterers, food trucks, concessionaires, private chefs & bartenders. Best for businesses who need short term alcohol coverage. General Liability policy included.
Included:
Up to 3 days of consecutive coverage
Free & Unlimited Additional Insureds
Starts at $134/Event
Bronze
Liquor Liability Event Policy
For caterers, food trucks, concessionaires, private chefs & bartenders. Best for businesses who need short term alcohol coverage. General Liability policy required.
Included:
Up to 3 days of consecutive coverage
Free & Unlimited Additional Insureds
Starts at $105/Event
Benefits Of Alcohol Insurance For Weddings & Events
Easy & Online
Purchase in 10 minutes or less and gain instant online access to your certificates of insurance, policy documents, and add or increase coverages.
Professional Protection
Book more clients and help your business gain a competitive edge over your competitors.
Free & Unlimited Additional Insureds
Enjoy free and unlimited additional insureds for the events you attend.
Event liquor liability insurance provides businesses with short-term General and Liquor Liability insurance that can be used at weddings and other events. These coverages protect businesses from the costs associated with alcohol-related claims.
Your business can benefit from bartender insurance for weddings because alcohol-related claims are expensive and could have the ability to financially devastate your business. Event alcohol insurance can mitigate or even eliminate the out-of-pocket costs associated with claims. Not to mention, insurance can help your business become more competitive and book you more events.
Risks of serving alcohol at an event or wedding include:
- A rowdy groomsman enjoys one too many champagne toasts and damages your equipment.
- While at a corporate event, a guest gets a little carried away at the open bar and drives away from the party, causing an injury accident down the road.
- A guest becomes intoxicated and starts a fight with another guest.
These risks can all lead to claims and result in you being held liable. Alcohol insurance for weddings can help with the costs associated with these claims that occur at a wedding.
The cost of event liquor liability insurance starts at $105 for up to three days of coverage. For event liquor liability insurance plus General Liability insurance, the price starts at $134 per event. These prices can change depending on:
- The state you operate in
- The gross income of your business
- The limits you choose
Event Liquor Liability Insurance Coverage Details
General Liability
Aggregate Limit: $2 Million
Protect your business from third-party bodily injury and property damage claims that can arise from your liquor-related business operation. It can also protect against claims regarding products-completed operations, and personal and advertising injury.
Liquor Liability
Aggregate Limit: $2 Million
Protect your business from third-party liquor liability claims that can arise from accidents caused by or involving individuals you served alcohol to.
Inland Marine (Tools & Equipment)
Aggregate Limit: $10K
Protect your business from the out-of-pocket expenses that can arise from repairing or replacing business equipment that gets damaged due to a covered cause of loss or stolen. It covers damages and loss that occur at home, during transport, on the job, or anywhere in between.
Free & Unlimited Additional Insureds
An Additional Insured is any business, property owner, or event organizer that requires you to extend your insurance coverage to them. Add them at any time for no extra charge.
Assault & Battery
Aggregate Limit: $25K
An additional policy option that can protect your business from third-party bodily injury and property damage claims that arise from a liquor-related assault at your business location.
Trailer Endorsement
Aggregate Limit: $2 Million
Extends your General Liability coverage to your trailer while it is parked on a premise, separated from your vehicle. You can add it in the application or from your user dashboard at any time.
Cyber Liability
Aggregate Limit: $100K
If your business collects or stores information online, on a computer, or on a mobile device, recommend this coverage option. This additional policy option can protect your alcohol-related business from first- and third-party claims that arise from cyber security breaches.
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Event and wedding liquor liability insurance can cover the cost of liquor-related accidents that occur at a wedding or event where you are serving alcohol at. This can include third-party bodily injury and property damage claims. Covered claims can include:
- A wedding guest who becomes intoxicated knocks over your equipment.
- A party guest gets carried away with the open bar, becomes intoxicated, and drives away, causing an injury accident.
- Two intoxicated bridesmaids start a fight over the thrown bouquet
Weddings are a time of celebration and love. But if there’s alcohol involved, they can also hold a lot of risk. If you cater alcohol at a wedding then your business is vulnerable to alcohol-related claims. Bartender insurance for weddings can protect your business from the oftentimes devastating effects of claims. This includes financial stress, lost business, and the threat of going out of business because you don’t have the right liability insurance protecting your business.
The business that sells or serves alcohol at the event or wedding is held liable for claims. The wedding party, coordinator, and wedding itself aren’t held liable.
Protecting your business with event liquor liability insurance is as easy as 1, 2, 3!
- Start your insurance application
- Fill out all the necessary information and choose your coverages
- Purchase your policy and enjoy running a protected business
