Why you need Liquor Liability Insurance

Now offering discounted

Commercial auto policies

With purchase of General Liability Policy

Insurance for Caterers

As a caterer, you take on many different tasks that come with many different risks, and you need insurance that meets the requirements of your business. Because you prepare food in many different kitchens, and serve that food at multiple venues, you want insurance that covers your liability and equipment at any location.

The Food Liability Insurance Program (FLIP) provides the coverage caterers need to protect their business wherever they need to go. As there are many exposures in the food and catering industry, our policy includes general liability, product liability, damage to premises rented, business personal property/inland marine, and identity recovery coverage to provide sufficient coverage for your insurance needs. FLIP insurance is non-premise specific so you can feel comfortable knowing you are insured anywhere in the United States.

Why FLIP for Catering?

  • A+ Rated Insurance Carrier
  • Affordable Premium
  • Licensed in All 50 States
  • Free Additional Insureds
  • Purchase Instantly Online - No Long Quote Process

Common Insurance Questions:

A basic catering insurance policy from FLIP starts at $299. However, there are coverage options that you may add to your policy for an additional premium. For example, you may choose to increase your business personal property coverage limits if you have expensive equipment that would cost more to replace than what is available under our standard limits. Or you might want to add professional liability coverage if you teach cooking classes. With FLIP, you can structure the insurance you need to the type of catering business you operate.
Insurance for caterers is a policy designed to respond to claims that may occur in your day-to-day operations of your catering business. Covered claims may include slip and fall accidents, equipment loss, third party property damage, or other mishaps. Catering insurance from the Food Liability Insurance Program (FLIP) includes coverages like business personal property/inland marine, general liability, product liability, damage to premises rented, and identity recovery coverage.
All caterers need catering insurance to protect their business from claims and defense costs associated to the operation of their catering business. Without insurance, you and your catering business could be devastated if a client becomes ill after eating your food, if you damage somebody's property, or if your equipment is stolen. Since most caterers operate at multiple locations, caterers need insurance that goes where they go. FLIP insurance is portable and is not specific to any one location.
See additional benefits & highlights below.

"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price." Jessi, TN - More Testimonials

benefits of flip

Program Highlights

  • General Liability
  • Products and Completed Operations Coverage
  • Personal and Advertising Injury Coverage
  • Damage to Premises Rented Coverage
  • Business Personal Property Coverage
  • Identity Recovery Coverage

Program Benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • A+ Rated Insurance Carrier

What is FLIP?

FLIP was created to offer the most affordable liability insurance to food vendors without sacrificing coverage. By creating an online program, long and expensive underwriting processes were shortened, allowing FLIP to offer quality insurance policies at reduced prices compared to more traditional methods of processing. In addition, the online presence gives food vendors more control over their policies at their convenience.

Best States for Caterers

Caterers can be found in every state in America, yet some states stand out above the rest for both the number of caterers and the number of people who order catering. Click below to learn about some of the more popular states for caterers.

Contact us

260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 888.568.0548


"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price. Don't consider going with anyone else!"

Jessi, TN