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FLIP’s Insurance Coverage Types

FLIP provides essential business insurance coverage for small food businesses whether you make, sell, or distribute a food product.

Annual Policy from $25.92/Month

Coverage Details

  • General Liability Aggregate Limit $2,000,000
  • Products-Completed Operations Aggregate Limit $2,000,000
  • Personal and Advertising Injury Limit $1,000,000
  • General Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You (Any One Premises) $300,000
  • Liability Deductible No Deductible
  • Business Property / Inland Marine Limit (Any One Article / Aggregate) $5,000/$10,000
  • Business Property / Inland Marine Limit (Per Occurrence) - Deductible $250
  • Medical Expense Limit $5,000

Coverage Details

  • General Liability Aggregate Limit $2,000,000
  • Products-Completed Operations Aggregate Limit $2,000,000
  • Personal and Advertising Injury Limit $1,000,000
  • General Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You (Any One Premises) $300,000
  • Liability Deductible No Deductible
  • Business Property / Inland Marine Limit (Any One Article / Aggregate) $5,000/$10,000
  • Business Property / Inland Marine Limit (Per Occurrence) - Deductible $250
  • Medical Expense Limit $5,000

Liquor Policies

FLIP’s liquor liability insurance safeguards businesses that need alcohol coverage.
AGENT RECOMMENDED
diamond

Platinum

General Liability + Liquor Liability Annual Policy

For caterers, food trucks, concessionaires, private chefs. Best for businesses who serve alcohol and food. General Liability policy included.

Starts at $453/Year

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Gold

Liquor Liability Annual Policy

For caterers, food trucks, concessionaires, private chefs, bartenders. Best for businesses who need long-term alcohol coverage. General Liability policy required.

Starts at $300/Year

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Silver

General Liability + Liquor Liability Event Policy

For caterers, food trucks, concessionaires, private chefs, bartenders. Best for businesses who need short-term alcohol coverage. General Liability policy included.

Starts at $150/Event

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Bronze

Liquor Liability Event Policy

For caterers, food trucks, concessionaires, private chefs, bartenders. Best for businesses who need short-term alcohol coverage. General Liability policy required.

Starts at $100/Event

365 Days Coverage:

Annual payment option from $299/Year, choose yearly or monthly payments at checkout.

General Liability insurance can provide financial protection from the most common type of claims, including third-party bodily injury and property damage claims.

Free, Unlimited Additional Insureds:

Add an Additional Insured for free anytime in the application or from your user dashboard. An additional insured is any landlord or event organizer who requires you to extend your insurance protection to them. 

This coverage can mitigate or even eliminate the out-of-pocket costs associated with damaged or stolen equipment claims. Protect the most critical part of your business. 

Extend your General Liability coverage to your trailer while parked on-premises, detached from your towing vehicle. 

With cybercrime on the rise, you need to protect the online aspect of your business. If you store client information—credit card and personal information—online on a tablet, computer, or mobile device then you are vulnerable to cyber crime. Shield yourself from the financial fallout of cyber liability claims.

Protect your business from the costs associated with claims that may arise from your business operations. 

Excess Liability:

Your business is unique. Increase your coverage limits to better suit your business needs. 

If one of your food products causes harm to someone, whether that’s food poisoning or an allergic reaction, product liability insurance can cover the cost associated with that claim.