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Commercial Auto Insurance

What Is Commercial Auto Insurance?

Commercial auto insurance is a policy covering the motor vehicles you use in your business.

It can provide auto liability and physical damage coverage to protect your business from claims arising from the vehicle’s operation, including bodily injury or property damage you cause with your vehicle.

Commercial auto insurance definition.

Do I Need Commercial Auto Insurance?

If you use a vehicle as part of your business and/or have a vehicle registered to your business, you need commercial auto liability insurance.

Do I Need Both Commercial and Personal Auto Insurance?

In most cases, yes. Many personal lines auto insurers will exclude any business use of the vehicle, meaning that if you get into an accident while towing your food trailer, you wouldn’t receive coverage for this claim. 

If you have a personal auto insurance policy and aren’t sure if your vehicle is covered for business use, check your policy for details or speak with your agent. 

Does FLIP Offer Commercial Auto Insurance?

FLIP does not offer commercial auto liability insurance at this time. However, you can learn more about how to get this coverage by calling us at 866.395.1308 to speak with a licensed insurance agent.