Commercial Auto Insurance
What Is Commercial Auto Insurance?
Commercial auto insurance is a policy covering the motor vehicles you use in your business.
It can provide auto liability and physical damage coverage to protect your business from claims arising from the vehicle’s operation, including bodily injury or property damage you cause with your vehicle.
Do I Need Commercial Auto Insurance?
If you use a vehicle as part of your business and/or have a vehicle registered to your business, you need commercial auto liability insurance.
Do I Need Both Commercial and Personal Auto Insurance?
In most cases, yes. Many personal lines auto insurers will exclude any business use of the vehicle, meaning that if you get into an accident while towing your food trailer, you wouldn’t receive coverage for this claim.
If you have a personal auto insurance policy and aren’t sure if your vehicle is covered for business use, check your policy for details or speak with your agent.
Does FLIP Offer Commercial Auto Insurance?
Yes, you can get commercial auto coverage through FLIP if you live in one of the following states:
- Arizona
- California
- Colorado
- Connecticut
- Florida
- Georgia
- Illinois
- Louisiana
- Maryland
- Michigan
- New York
- Ohio
- Texas
- Utah
Learn more about FLIP’s commercial auto liability insurance and start your application today!