Insurance Made Easy. Insurance Made For You.
Food and beverage insurance designed for your business needs
Who We Insure
Caterers
Protect your catering business everywhere you work and extend your coverage to venues at no extra cost.
Chefs
Keep serving up mouthwatering meals and enjoy coverage that shields you from paying out of pocket for claims.
Farmers Market Vendors
Sell your food products at local markets and stay covered from costly claims like third-party bodily injury and damage to the venue.
Food Carts
From sports games to bridal showers, FLIP has your back so you can take your food cart anywhere with confidence.
Food Trailers
Extend coverage to your food trailer wherever it’s parked with FLIP’s exclusive food trailer endorsement.
Food Trucks
Protect your food truck with affordable coverage in 10 minutes or less with our 100% online purchase process.
Coverage Options
AGENT RECOMMENDED
FLIP Pro
Coverage for Food Trucks, Food Vendors, Caterers, and More
$25.92/Month
Annual option from $299/Year
- Up to 365 days of coverage
- General Liability
- Free, Unlimited Additional Insureds
- Tools and Equipment Coverage (optional but recommended)
FLIP Pro + Liquor
Coverage for Bartenders, Food Trucks, Caterers, and More
$37.75/Month
Protection if you sell or furnish alcohol
- Up to 365 days of coverage
- General Liability
- Ranked #1 Liquor Liability Insurance by Investopedia!
Browse Your Coverage Options
General Liability
Covers third-party bodily injury, property damage, and personal injury claims.
Product Liability
Covers claims related to your food or beverage product, such as food poisoning or unlabeled allergens.
Professional Liability
Covers claims stemming from your professional services, like if a customer claims you didn’t teach them the proper technique in your cooking class.
Workers Compensation
Covers your employees’ lost wages, rehabilitation, and other related costs due to a work-related injury.
Tools and Equipment (Inland Marine)
Covers movable business equipment when it is stolen or damaged.
Food Trailer Endorsement
Extends your general liability coverage to your food trailer when it is parked and detached from your vehicle.
This coverage is exclusively offered by FLIP.
Cyber Liability
Covers costs associated with data breaches and system failures, such as data recovery, attorney’s fees, and settlements.
Liquor Liability
Covers costs stemming from alcohol-related third-party injuries or property damage caused by a person you served alcohol to.
Why FLIP?
Food Liability Insurance Program (FLIP) provides food businesses with a series of coverages designed to protect you from the expensive costs associated with claims. We have agents available to answer any questions you may have about food business insurance. Our agents do not work off commission, keeping our prices fair and the pressure off. FLIP is offered nationwide.
- General Liability Insurance
- Free, Unlimited Additional Insureds
- Online Application
- Licensed, U.S.-based Support Team
