Liquor Liability Insurance for Bartenders and Caterers: Why It Matters At Your Next Holiday Event

Liquor Liability Insurance for Bartenders and Caterers: Why It Matters At Your Next Holiday Event

The holiday season is right around the corner and your calendar is filling up with events. Clients everywhere are nailing down the details for their upcoming holiday parties. For bartenders and caterers, the holidays are one the busiest seasons in the business.

With tasty food, incredible drinks, and fun conversations, you would hope that every event on your calendar will run smoothly. However, the holiday season can still bring lawsuits. With liquor liability insurance for bartenders and caterers, rest assured that your business operations are properly covered. We can provide food and beverage businesses—big or small— with proper coverage.

Are you serving liquor at an event? Here’s what you can expect.

Bartenders and caterers who offer alcohol to their customers can be responsible for their customer's actions. This includes any event where alcohol is served, such as:

  • Weddings
  • Bachelor or bachelorette parties
  • BBQs
  • Anniversary, birthday, baby showers, or any other milestone celebrations
  • Company or corporate events
  • Luncheons or dinners
  • Holiday parties

Learn more here.

You Can Be Sued

Even though some states have prohibited third-party lawsuits claiming that they were overserved, you still have to deal with the cost of defending yourself and the legal fees alone can be detrimental to your business. In some cases, you will have to immediately halt operations or deal with a PR situation, depending on the severity.

Liquor Liability Can Help

According to the National Highway Traffic Safety Administration, “In 2016, 10,497 people died in alcohol-impaired driving crashes, accounting for 28% of all traffic-related deaths in the United States,” Your first thought would be to blame the driver for being irresponsible and that is the end of the story. In many cases, lawyers will go after a list a people, including the bartenders and caterers that served liquor to their client.

FLIP Offers Annual and Event Liquor Liability Coverage

Whether you’ve been in the business for years or you’re starting out with an event or two, we have a plan for you. Our short-term and long-term liquor liability insurance policies are available online. There’s no need to drive over to an insurance agent’s office to fill out paperwork. Once you complete the online application, you can print out your proof of coverage and bring it to your next holiday event.

Are you prepared to shell out hundreds, maybe even thousands of dollars, in defense costs? You don’t want to risk being without liquor liability insurance. We know you have spent time building your business and the cost of a lawsuit could wreck it. You can have peace of mind and rest easy knowing your business is in good hands.

Buy Liquor Liability Insurance


Contact us

260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 844.520.6992


"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price. Don't consider going with anyone else!"

Jessi, TN