Managing Risk While Catering

Managing Risk While Catering

You love serving incredible food. It’s your art. From weddings to birthdays, you provide guests with not only delicious food, but a memorable experience.

But as a caterer you are susceptible to several different risks. From food poisoning to slip and fall injuries, it is not only important to know and understand the risks of being a caterer, but to also be aware of managing risks. In addition, it is important to know your options when it comes to catering insurance.

What is Risk?

Risk is anything bad that could happen to someone or something as a result of your business.

Risk in the catering industry is common and should be expected. But you’re a smart business owner and you want to prepare your business to the best of your ability. That includes obtaining catering insurance and managing risks unique to your industry.

Click here If you want to learn more about risk and how it can affect your business.

Managing Risk While Catering

So you’re at an event. The food is ready to be served and you are ready to see all your hard work pay off. But wait, a guest just tripped over some of your equipment! Oh no! Another guest is complaining about undercooked food! This is a mess!

These are risks that are fairly common to the catering industry. While it is impossible to avoid all risks, you can still prepare your business and manage risks. To help ease a bit of your stress and help you become a little more aware of risks, we have compiled a list of three tips to managing risk while catering.

1. Be Aware

As a business owner you wear many different hats and juggle several different tasks. It’s important to be aware of not only how your business is doing but what your business is doing. Be aware of risks that are associated with the events you cater to. Secure your equipment and be aware of your surroundings.

Remove equipment that could pose any risks. This includes cords, boxes, or open flame. Create uncluttered walkways for not only those you cater to but your employees as well. Catering can take place in high traffic and busy areas, it's important to keep them free of clutter. If you can’t avoid areas where accidents can happen, make sure they are properly labeled. For example: use wet floor signs or tape down loose cords.

Trip and fall injuries are one of the most common third-party liability claims and can cost you thousands of dollars to resolve depending on the severity of the accident. It is important to be aware of risks that may lead to these types of claims as well as managing risks that can lead to claims.

2. Double Check Everything

With catering events, the amount of food you prepare can vary from event to event. With each event it is important to double check that each item of food you make is fully cooked. You don’t want to accidentally serve undercooked food and unknowingly make your customers sick.

It is also important to double check the food allergen list. You may serve a wide variety of people, it is a great idea to clearly label potential food allergens. Common food allergens can include nuts, dairy, and gluten.

When catering an event make sure to not only double check food preparation and allergens, but to also double check that the ingredients you use are fresh.

3. Avoidance

This risk management tip promotes avoiding practices that may create risk. So, batten down the hatches and secure all loose cords or bins, serve only the freshest ingredients, and get to doing what you love!

Do You Know the Risk?

Running a catering business is your dream, but it comes with a lot of responsibilities and stress. Follow these tips above to help prepare for and mitigate risk.

In addition to managing risk, you can also prepare for risk by protecting your business with catering insurance. Accidents happen and paying for them out-of-pocket can financially devastate your business. By protecting your catering business with FLIP insurance you can rest assured, knowing your business is protected.

FLIP provides general liability coverage, product liability, inland marine, damage to premises rented, cyber liability insurance, and workers compensation insurance.

Don’t run your business without insurance and get covered today!

Don’t run your business without insurance and get covered today!

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