Why you need Liquor Liability Insurance

Now offering discounted

Commercial auto policies

With purchase of General Liability Policy

Liquor Liability Details

Liquor Liability Insurance for Concession Stands

Concessionaires who serve or furnish alcohol during events, food festivals, or farmers markets can now purchase liquor liability insurance through FLIP. Liquor liability insurance protects your concession business from potential lawsuits when alcohol that you served leads to another person's negligence.

For example, if you serve alcohol to someone who causes a car accident, you could also be held liable because your actions contributed to their intoxication.

To purchase a liquor liability policy from FLIP, you must first have a general liability policy from FLIP or another provider. Once you purchase a general liability policy, you can return to the liquor liability application and buy a policy.

Why you need Liquor Liability Insurance

Liquor Liability Limits Available:

  • Liquor Liability Limit: $100,000/$300,000
  • Liquor Liability Limit: $250,000/$500,000
  • Liquor Liability Limit: $1 Million/$2 Million
  • Assault and Battery Limit: $25,000/$25,000
Buy Event*

From $99 | 1-3 Day Policies

No Quote Process

10 Min. Online Purchase

*Requires an active general liability policy. Get our policy here from $299.


Buy Annual*

From $199 | Competitive Premiums

Unlimited Additional Insureds

24/7 Policy Documents Access

*Requires an active general liability policy. Get our policy here from $299.

 

Why Buy Liquor Liability from FLIP?

A rated

FLIP offers "A rated" insurance with an easy online application for a liquor liability insurance quote. Why take risks when you can get affordable, comprehensive general liability insurance coverage and a liquor liability policy from FLIP? It's easy to protect your food business from exposures unique to the food industry, including claims that stem from alcohol sales. With liquor liability and general liability coverage, your business can confidently serve alcoholic beverages.

benefits of flip

Prohibited operations:

  • If you are operating in the following states, you are prohibited from buying FLIP liquor liability insurance: AL, VT, DC, AK, HI, IA, NH, PA, WV, KY.
  • Any event where the insured is promoting or sponsoring any entertainment
  • Any risk that allows consumption of alcohol by employees, temporary workers, independent contractors, and volunteers during hours of employment
  • Any operations that continue past 2 a.m.
  • Any events that allow drinking games, drink incentives, all you can drink specials, complimentary drinks, BYOB, bottle service or self-service.

For a sample policy, please contact us at
844-520-6992
or by email at info@fliprogram.com.

Contact us

FLIP (FOOD LIABILITY INSURANCE PROGRAM)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 844.520.6992
info@fliprogram.com

Testimonials

"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price. Don't consider going with anyone else!"

Jessi, TN