Alaska Food Liability Insurance
Get affordable food business insurance in Alaska in 10 minutes or less today!
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Alaska Food Businesses We Cover
Alaska Food Business Insurance
The Frontier State is famous for its seafood, especially halibut, salmon, and crab. Alaskans also embrace indigenous food traditions, from cooling down with akutaq (like ice cream made with snow and whipped seal oil or game lard) to preserving food through curing, drying, freezing, and fermentation.
If you are a food vendor in Alaska, you need comprehensive insurance to safeguard your finances from the cost of claims. That’s where Food Liability Insurance Program (FLIP) comes in.
You can get A+ rated general liability insurance from FLIP to shield yourself from common claims like third-party bodily injury and property damage.
Plus, it’s easy to customize your policy to suit the unique needs of your business with add-ons that expand your coverage, including:
- Cyber Liability: covers cybercrime claims, such as data breaches and phishing
- Trailer Endorsement: extends coverage to your food trailer when it’s parked and detached from your towing vehicle
- Inland Marine (Tools and Equipment): covers the cost of repairing or replacing stolen or damaged business gear
- Professional Liability: covers claims associated with your professional services, like teaching workshops
- Product Liability: covers claims related to the products you make, sell, or distribute
With FLIP, you can manage your policy completely online through your user dashboard, whether you need to view your Certificate of Insurance (COI) or submit a claim.
Alaska Cottage Food Law
According to cottage food laws in Alaska, home-based food businesses can legally sell non-refrigerated foods including breads, pickled foods, and jams.
Home-based food businesses in Alaska need cottage food law insurance.
If a customer claims that your food product made them sick or caused an allergic reaction, you could face expensive legal fees and may need to pay for their medical bills if you’re found responsible.
Your FLIP policy can cover expenses like these so you aren’t left to face them alone.
Dram Shop Laws in Alaska
Like many other states, Alaska has dram shop laws that determine when a business can be held liable for injuries and damages caused by intoxicated customers.
Before your business sells, serves, or provides alcohol, you need liquor liability insurance.
For example, if you accidentally serve alcohol to a minor and they cause a car accident afterwards, you could be forced to pay for those damages. Liquor liability insurance can cover these expenses and prevent you from paying entirely out of pocket.
Alaska Food Truck Insurance
Food trucks are wildly popular across the U.S., and Alaska is no exception! If you’re participating in local food festivals and events, invest in financial security with food truck insurance from FLIP.
If a customer trips and injures themselves around your food truck at a festival in Juneau and sues you, FLIP can cover your defense or settlement fees so you can focus on what matters most: serving up delicious eats.
Licensed Nationwide*
Your FLIP policy follows you from state to state, so even if you end up moving to Oregon you’ll still have coverage as long as you follow the licensing and certification requirements of your new state.
*FLIP is not currently available in Missouri.
