Kansas Food Liability Insurance
Enjoy affordable, comprehensive food business insurance in Kansas from Food Liability Insurance Program (FLIP)!
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Kansas Food Businesses We Cover
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Kansas Food Business Insurance
The Sunflower State is one of the leading wheat producers in the world. Beyond its agricultural prowess, Kansas is also famous for unique eats like bierocks (hamburger and cabbage rolls), loose meat sandwiches, and sour cream and raisin pie.
To get small food business insurance in Kansas, you don’t have to sacrifice high-quality coverage for a budget-friendly price. You can get A+ rated general liability insurance from FLIP starting at $25.92 a month or $299 per year.
Need more coverage? No problem. Customize your policy with optional add-ons, including:
- Inland Marine (Tools and Equipment): can cover expenses relating to repairing or replacing your stolen or damaged business equipment
- Trailer Endorsement: extends your general liability insurance to your food trailer when it’s parked and detached from the towing vehicle
- Liquor Liability: designed to cover alcohol-related claims that are not covered by general liability insurance
- Cyber Liability: can cover cybercrime claims including data breaches, ransomware, and phishing
- Professional Liability: can cover claims associated with professional services you offer, such as cooking workshops or classes
- Product Liability: responds to claims related to the food products you make, sell, or distribute
Liquor Liability Insurance in Kansas
If you sell, serve, or provide alcoholic beverages as part of your regular business operations, you need liquor liability insurance.
General liability insurance does not cover alcohol-related claims, such as accidentally serving alcohol to a minor or if a patron drives home intoxicated and causes an accident that harms someone.
FLIP makes it easy to bundle your general liability insurance with liquor liability coverage. Choose between annual (with monthly payment options) or event insurance if you only need coverage for a short amount of time.
Kansas Food Truck Insurance
Whether you’re parking your truck at a music festival in Topeka or outside a brewery in Wichita, you need food truck insurance to protect your business from costly third-party bodily injury and property damage claims.
If your truck leaks oil all over the pavement at a venue or a customer trips and injures themselves while in line at your food truck, food truck insurance from FLIP can prevent you from paying out of pocket to make things right.
Kansas Cottage Food Law
The Kansas Department of Agriculture allows citizens to sell food they make at home directly to consumers, including shelf-stable foods, meat, and seafood.
Having cottage food insurance is a critical part of ensuring your home-based business’ success. Insurance acts as a safeguard if one of your customers gets food poisoning from one of your products or falls down your front porch stairs on their way to pick up an order.
Licensed Nationwide*
If you start your food business in Kansas and then move to Washington, your FLIP policy moves with you! FLIP provides coverage almost anywhere in the country, provided you follow the licensing and certification requirements of whichever state you move to.
*FLIP is not currently available in Missouri.
