The Food Liability Insurance Program was designed to help small food business entrepreneurs protect their business from financial risk. We are often asked about the most common claims we receive from FLIP customers, so we have put together a list of our top three most common claims.
“My Food Trailer Sustained Accidental Damage”
The FLIP policy includes inland marine coverage to protect your mobile business personal property such as your food trailer in case of accidental damage, and this category of property damage is our most common kind of claim.
“A Customer was Hurt Tripping Over My Equipment”
Something as innocuous as an extension cord might cause a third-party to be injured. If you are liable for a third-party’s injury, you will be glad to have liability insurance that covers personal liability.
“A Customer was Injured by My Product”
A common example of this might be if hot cocoa were spilled on a customer, or if a customer suffered an allergic reaction to your product.
We hope that this list gives you an insight into how a FLIP policy might be able to protect you. If you would like more information about FLIP, visit our homepage or contact us. We would love to help you out in any way we can.
BY LYNDSEY LARSEN
Lyndsey Larsen is the Marketing Manager for FLIP and writes about business, marketing, entrepreneurship, and insurance.
Lyndsey Larsen is an experienced writer with a background in corporate communications and nonprofits, SAAS corporations, and nutraceutical companies. She has previously worked as a journalist for regional and national publications. In her spare time, she enjoys chasing butterflies, rockhounding, and spending time with her two kids in Utah’s mountains or deserts. Find Lyndsey on LinkedIn.