Farmers Market Insurance for Food Vendors

At FLIP, we hope to be a part of a movement to buy food from local farmers, gardeners, and chefs. Product liability insurance is essential to the financial security of farmers market vendors in the 21st century. Often, though, farmers market vendors have trouble finding insurance tailored to their needs at affordable prices.

FLIP supports farmers market vendors by making it easy and affordable for vendors to get insurance. Our policies include general liability, product liability, and business personal property coverage. 

We also allow policyholders to add the farmers markets or commercial kitchens as additional insureds at no extra cost.

The Food Liability Insurance Program was created for vendors at farmers markets who want to do business with confidence. Policies can be purchased online in moments, and while we hope that we have provided all of the information you need online, we always have licensed insurance agents standing by during business hours to answer any questions about our insurance program or your policy. 

Why FLIP for Farmers Market Insurance?

  • A+ Rated Insurance Carrier
  • Affordable Premium
  • Licensed in All 50 States
  • Free Additional Insureds
  • Purchase Instantly Online - No Long Quote Process
See additional benefits & highlights below.

"I couldn't be happier with the customer service I've received...  Everybody has been prompt, professional, and quick to understand my needs." Greg, AZ - More Testimonials

Farmers market insurance protects food vendors, farmers, and food stands from third-party claims that might arise from their participation in a farmers market. Covered claims may include slip and fall accidents, illnesses caused by food products, or equipment loss.

Farmers market insurance from the Food Liability Insurance Program (FLIP), provides coverage for business personal property/inland marine, general liability, product liability, and damage to premises rented coverage.

A basic general liability insurance policy from FLIP starts at $299. However, there are additional coverage options that you can add to your customize your policy. As a farmer or food vendor, you may wish to increase your business personal property coverage amounts or add professional liability coverage for example.

Yes. When you operate at a farmers market, you are liable if injuries, illnesses, or damages happen due to your business operations.

For example, if a customer gets sick eating your food or if somebody trips and falls over your booth and is injured, you could be held responsible. Claims from unfortunate incidents like these can easily wipe out your business and personal finances and cause your business to close.

In addition, many farmers markets and organizers require all food vendors and farmers to carry them as additional insureds to protect them from your liability.

benefits of flip

Program Highlights

  • General Liability
  • Products and Completed Operations Coverage
  • Personal and Advertising Injury Coverage
  • Damage to Premises Rented Coverage
  • Business Personal Property Coverage

Program Benefits

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Convenient Online Purchasing
  • Licensed In All 50 States
  • A+ Rated Insurance Carrier

Why do I need a trailer endorsement?

Most general liability policies exclude incidents that occur in, on, or around your food trailer. A Trailer Endorsement covers those exclusions so you do not have to leave part of your work station uninsured. It is important to note that the Trailer Endorsement only covers liability incidents in, on, or around the trailer when the trailer is detached from your towing vehicle and parked on a rented premise. Make sure your vehicle’s auto policy covers the trailer when it is attached to a vehicle; some auto policies may exclude trailers that have license plates or vehicle identification numbers (VIN).

Best States for Farmers Markets

Farmers markets can be found in every state in America, yet some states stand out above the rest for both the number of farmers markets and the number of participants. Click below to learn about some of the more popular states for farmers markets:

Contact us

260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 844.520.6992


"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price. Don't consider going with anyone else!"

Jessi, TN