LIABILITY INSURANCE FOR GYRO STANDS & CARTS
Not only are you someone who actually knows how to pronounce the word “gyro” correctly, but you are also someone who is making a living off of – and have become an expert in creating – these popular menu items. Your gyro stand might even stand out from your competitors and be one of the most popular destinations for hungry people at lunch and dinner time.
It is important to remember, however, that because you are selling food, it is vital that you prepare for the risks that are inherent in being a food vendor.
Lawsuits are one of the most expensive risks that you face. Say someone had an allergic reaction to one of the ingredients in the gyro you sold them and sued you. You could be held liable and be forced to pay thousands (or even tens of thousands) of dollars in medical bills, lost wages, and other expenses. And even if you win the case and aren’t forced to pay the customer’s bills, the legal costs that come can also be staggering.
Gyro stand liability insurance from Food Liability Insurance Program (FLIP) is a great way to protect your business from accidents that may occur. With a no-quote process, convenient online purchasing, and coverage that is available in all 50 states, FLIP can provide peace of mind as you go about your work each day.
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Business Personal Property Coverage
- No Quote Process
- 24/7 Access to Policy Documents
- Convenient Online Purchasing
- Licensed In All 50 States
- A+ Rated Insurance Carrier
WHY DO I NEED A TRAILER ENDORSEMENT?
Most general liability policies exclude incidents that occur in, on, or around your food trailer. A Trailer Endorsement covers those exclusions so you do not have to leave part of your work station uninsured. It is important to note that the Trailer Endorsement only covers liability incidents in, on, or around the trailer when the trailer is detached from your towing vehicle and parked on a rented premise. Make sure your vehicle’s auto policy covers the trailer when it is attached to a vehicle; some auto policies may exclude trailers that have license plates or vehicle identification numbers (VIN).