Commercial Kitchen
Insurance

FLIP offers commercial kitchen insurance coverage for vendors and owners. Whether you are renting out your commercial-grade kitchen or preparing food for your next event, make sure your business has the high-quality liability insurance protection it needs.

bowl icon

Policies For Renters

Create a customized liability insurance policy to protect your food business from the cost of claims that could arise from rented space at a commercial kitchen.

LEARN MORE
salt and pepper

Policies for Owners

Protect your commercial kitchen with a customized insurance policy from the cost of claims that could arise from renting kitchen space to other food businesses.

Learn More
soy sauce holder

Instant
Online Process

With FLIP, getting the liability insurance your business needs is quick and easy, either through our quote-free online checkout or via our trusted partners at Insurance Canopy.

Learn More

What Is Commercial Kitchen Insurance?

Whether you own a commercial kitchen or simply rent out space to prepare your products, there are liability risks associated with your business. Liability claims can vary from bodily injury and property damage claims to equipment claims arising from damaged or stolen equipment and can often cost tens of thousands of dollars or more. Commercial kitchen insurance can protect your business from out-of-pocket costs arising from liability claims, allowing you to continue running your business with peace of mind.

Commercial Kitchen Insurance For Renters

Protect your food business in minutes with customizable, comprehensive liability insurance including $2 million in coverage for general liability, $10k in inland marine coverage, unlimited additional insureds, and more. Need more coverage? Not a problem! FLIP offers multiple additional policy options for added protection.

Commercial Kitchen Insurance For Renters

Starting at $299 / Year

If you rent a commercial kitchen to prepare your product, then this comprehensive coverage option is for you. Our commercial kitchen insurance for renters includes the insurance policies you need to protect your food business from the cost of liability claims.

See Coverage Details Buy Now

Commercial Kitchen Insurance For Owners

Protect your commercial kitchen from the cost of liability claims with a customized insurance plan from our trusted partners at Insurance Canopy.

Commercial Kitchen Insurance For Owners

Get Covered Through Our Partners At Insurance Canopy

If you own a commercial kitchen and rent space out to other food businesses, then this coverage plan is for you. Our partners at Insurance Canopy will help you get the coverage you need to protect your business from the cost of claims.

Get a Quote

Dont Take our word for it

 

Things We Cover

Here’s a breakdown of the policies included in our commercial kitchen insurance program.

General Liability

Aggregate Limit: $2M

General Liability Insurance can protect your business from third-party bodily injury and property damage claims that arise as a result of your business operation, like a customer tripping on your equipment and injuring themselves. It can also protect against claims regarding products-completed operations, personal and advertising injury, and more.

PRODUCT LIABILITY

Aggregate Limit: $2M

As a food industry business, you run the risk of customers getting sick from the food you serve them, whether it be from foodborne illness, unlabelled allergens, or something else. Product liability insurance can protect your business from the cost of these product-related claims.

Inland Marine

Aggregate Limit: $10,000

Also referred to as tools and equipment coverage, inland marine insurance can protect your business from the cost of claims regarding equipment damage and theft. FLIP offers increased coverage limits for inland marine based on your business’ insurance needs.

DAMAGE TO PREMISES RENTED

Aggregate Limit: $300,000

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, such as an event booth or commercial kitchen. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. FLIP provides unlimited additional insureds at no extra cost.

Cyber Liability

Aggregate Limit: $100,000

Cyber Liability Insurance is an additional policy option that can protect your business from first- and third-party claims that arise from cyber security breaches. If your business collects or stores information online, on a computer, or on a mobile device, such as collecting payments with a mobile device, we strongly recommend this coverage option.

See all Coverage Details

Contact us

FLIP (FOOD LIABILITY INSURANCE PROGRAM)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062

P: 844.520.6992
info@fliprogram.com

Testimonials

"I have used FLIP insurance for two years now. They have always provided excellent service at an affordable price. Don't consider going with anyone else!"

Jessi, TN