Wisconsin Food Liability Insurance
Get premium food business insurance in Wisconsin for an affordable price from Food Liability Insurance Program (FLIP)!
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Wisconsin Food Businesses We Cover
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Wisconsin Food Business Insurance
You can’t mention food and Wisconsin in the same sentence without talking about cheese. America’s Dairyland is famous for it, along with other delicacies like bratwursts, kringles, and fish fries.
With FLIP, food and beverage businesses in Wisconsin can get A+ rated general liability insurance starting at $25.92/month or $299/year to protect against common claims involving third-party injuries and property damage.
Plus, it’s easy to customize your policy to suit the unique needs of your business with optional add-ons like:
- Tools and Equipment (Inland Marine): can cover stolen or damaged business equipment
- Food Trailer Endorsement: extends your general liability coverage to your food trailer when it is parked and detached from your towing vehicle (exclusive FLIP coverage)
- Cyber Liability: responds to claims caused by cybercrimes like phishing, ransomware, and data breaches
- Professional Liability: designed to cover claims related to services you provide, such as cooking workshops or classes
Wisconsin Cottage Food Law
Cottage food laws in Wisconsin allow residents to prepare and sell shelf-stable foods from their homes, like most baked goods. If you run a home-based food business in the Badger State, you need cottage food law insurance to protect you from common claims.
Wisconsin Dram Shop Law
If you serve alcohol to a minor and they drive while intoxicated, you can be held liable to pay for any injuries or damages they cause as a result. However, liquor liability insurance can cover both legal fees and medical expenses.
Commercial Kitchen Requirements in Wisconsin
Many landlords will require you to provide proof of insurance and add them to your policy as an additional insured before they allow you to rent a commercial kitchen. With commercial kitchen insurance from FLIP, you can do just that — plus, we don’t charge you for any additional insureds.
Wisconsin Food Truck Insurance
Before you park your truck at a food truck rally in Fond du Lac or outside a brewery in Milwaukee, make sure you have insurance! Don’t let common claims like food poisoning or property damage get in the way of serving hungry customers.
Coast to Coast Coverage*
As long as you follow the licensing and certification requirements of the state you live in, your FLIP policy will cover you no matter where business takes you!
*FLIP is not currently for sale in Missouri
