Coverage That Rises to the Occasion
Protect your passion with affordable liability insurance made just for bakers.

What Makes FLIP the Best Choice for Baking Insurance?
Think insurance can’t be a piece of cake? Think again.
At Food Liability Insurance Program (FLIP), we make it quick and easy to get the coverage you need for a price you’ll love — all in 10 minutes or less with our online application.
Protect your passion and get coverage as reliable as your favorite recipe with insurance from FLIP!

Choose Your Payment Plan
We offer monthly or annual options so you can pay your way.

Get Premium Coverage for Less Dough
Our top-rated policies won’t break the bank.

Instantly Access Your Proof of Insurance
Download your Certificate of Insurance (COI) online via your user dashboard.
Why Bakers ♥️ Us
“It’s comforting to know that my business is being run safely, and that even things like my bread, oven, mixer, and other large equipment are covered under my insurance policy.”
-Macey Merlak, owner of Little Pearl Breads
We give you the power to decide what coverage your business needs by providing essential general and product liability coverage in your base policy and letting you customize it with optional add-ons like:
- Cyber liability
- Professional liability
- Tools and equipment (inland marine)
- Workers compensation
- Increased liability limits
Farmers market managers, commercial kitchen owners, and other businesses or people you work with may ask you to add them to your policy. With a FLIP policy, you can add unlimited additional insureds online for no extra cost.