Arkansas Food Liability Insurance
Keep your finances secure with affordable, comprehensive food business insurance in Arkansas!
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Arkansas Food Businesses We Cover
Arkansas Food Business Insurance
The Natural State is big on food — from hush puppies to possum pie, Arkansas has a lot to offer in the way of unique eats. It’s also the leading producer of rice in the United States for more than 50 years, making it an agricultural powerhouse.
Food vendors in Arkansas make delicious food for their customers, and they need protection for their food businesses in case of accidents that lead to expensive claims. Food Liability Insurance Program (FLIP) has the coverages you and your business needs to safeguard your personal and business finances.
Our A+ rated general liability insurance is there to shield you from third-party bodily injury and property damage claims — two of the most common claims food vendors face.
Need more coverage? We’ve got your back. Personalize your policy with add-ons like:
- Cyber Liability: shields you from cybercrime claims, including phishing scams and data breaches
- Trailer Endorsement: extends coverage to your food trailer when it’s parked and detached from your towing vehicle
- Inland Marine (Tools and Equipment): covers repairs and replacements for stolen or damaged business gear
- Professional Liability: responds to claims involving your professional services, like teaching cooking workshops
- Product Liability: covers product-related claims for the food you make, sell, or distribute
Running a food business is hard work. That’s why FLIP makes it easy for you to manage your policy entirely online. Just log into your user dashboard to view your Certificate of Insurance (COI) or submit a claim.
Arkansas Cottage Food Law
Cottage law in Arkansas allows business owners to sell food they make at home, as long as they adhere to specific regulations.
If you’re selling food from home in Arkansas, you need cottage food law insurance to shield your business from the cost of claims.
If a customer sues you because your homemade muffins gave them an allergic reaction or because they tripped over your stairs while picking up an order, insurance can cover the cost.
Liquor Liability Insurance Arkansas
Businesses that sell, serve, or furnish alcohol in Arkansas need liquor liability insurance. Alcohol-related incidents are not covered by a general liability policy.
If one of the guests at an event you’re catering drinks too much and breaks the venue’s glass sculpture, only liquor liability insurance will respond to the claim.
FLIP offers annual and event liquor liability policies so you can get short-term or year-round coverage depending on what your business needs.
Food Trucks in Arkansas
If one of your customers trips and hurts themselves around your food truck and sues you, or gets food poisoning from something you served them, you could be held responsible to pay for damages.
With food truck insurance, you can rest easy knowing you can get coverage for claims like these and not have to dip into your business or personal finances.
Licensed Nationwide*
Your FLIP policy follows you from coast to coast, so if you need to relocate to Maine you’ll still enjoy the same coverage. Just be sure to follow the certification and licensing requirements of your new state and you’re set!
*FLIP is not currently available in Missouri.
