Mississippi Food Liability Insurance
Cover your food business in Mississippi today and enjoy coverage immediately.
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Mississippi Food Businesses We Cover
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Mississippi Food Business Insurance
Mississippi: the birthplace of Delta tamales and fried dill pickles. The Magnolia State is home to many other important food distinctions, including the Catfish Capital of the World (Belzoni) and the Sweet Potato Capital of the World (Vardaman).
If you own a food business in Mississippi, Food Liability Insurance Program (FLIP) can help you protect your finances with comprehensive general liability insurance.
FLIP makes it easy and affordable to customize your policy with optional coverages like cyber liability insurance to protect you in the event of a data breach or tools and equipment insurance to protect your gear.
Get Mississippi business insurance in 10 minutes or less today!
Mississippi Food Insurance Coverages
- General Liability
- Products and Completed Operations
- Personal and Advertising Injury
- Damage to Premises Rented
- Tools and Equipment (Inland Marine)
Mississippi Cottage Food Law
When it comes to selling food from home, Mississippi has cottage food laws that regulate how these businesses can operate.
For instance, Mississippi caps sales for home-based food businesses at $35,000 in gross annual sales. Additionally, Mississippi cottage food businesses are only permitted to sell certain non-potentially hazardous foods that don’t require temperature control, including baked goods, dried spices, jams, jellies, and preserves.
If you run a home-based food business in Mississippi, you need cottage food insurance to safeguard your business from the risks of serving food from home. This includes food poisoning, unlabelled allergens, and third-party bodily injury.
Food Truck Requirements in Mississippi
There are several requirements for Mississippi food trucks, including holding a food permit, a food manager’s certificate, and passing a plan review from the Mississippi Department of Health.
While it may not be legally required, food truck insurance is also a must-have.
FLIP’s insurance for food trucks is designed to shield your business from some of the most common risks you face, including damage to a rented space (farmers market booth, festival venue, etc.), third-party slip-and-fall incidents, and more.
Mississippi Liquor Liability Insurance
Whether you run a mobile bartending service or a catering company that serves alcohol, liquor liability insurance is necessary for you to keep your finances safe from the cost of claims.
Alcohol-related incidents are not covered under general liability insurance, so you must have a liquor liability policy to receive financial support in the event of a claim.
Coast-to-Coast Coverage
Your policy follows you anywhere in the US*, provided you follow the licensing and certification requirements of the state in which you reside.
*FLIP is currently unavailable in Missouri
