Montana Food Liability Insurance
Cover your food business in Montana today and get your instant Certificate of Insurance (COI).
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Montana Food Businesses We Cover
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Montana Food Business Insurance
Big Sky Country isn’t just famous for wide open spaces and breathtaking landscapes. Bison, huckleberries, chokecherries, and morels are some of Montana’s signature flavors, and the state boasts a lively food culture.
Over 57,000 Montana residents work in food service. Montana is home to food vendors that make great food and work hard each day to keep their customers happy.
Food Liability Insurance Program (FLIP) offers Montana business insurance insurance for street cart food vendors, caterers, food trucks, bakers, concessionaires, private chefs, and many other food industries across the state.
With FLIP, you get the coverage you need to properly protect your food or beverage business, all for a great price.
Montana Cottage Food Laws
Montana residents can legally sell homemade food products, so long as they follow Montana’s cottage food laws.
If you run a home-based food business in Montana, you need cottage food insurance. This policy helps protect you from various common claims, like an unlabeled allergen causing one of your customers to have a reaction.
Montana Food Truck Laws
While it may not be legally required, food truck insurance is crucial to shield your mobile food/beverage business from the financial burden of a liability claim.
For example, if someone injures themselves in, on, or around your food truck, liability insurance could prevent you from paying out of pocket if they sue you to pay for their medical costs.
Montana Liquor Liability Laws
Serving alcohol can be a profitable venture for your business, but situations like these can lead to expensive claims. Even with general liability insurance, Montana food businesses won’t receive coverage for these claims because general liability doesn’t cover alcohol-related incidents.
That’s where liquor liability insurance comes in. If you sell, serve, or provide alcohol as part of your food or beverage business, you need liquor liability insurance to protect you from the cost of alcohol-related claims.
Montana Food Insurance Coverages
- General Liability
- Products and Completed Operations
- Personal and Advertising Injury
- Damage to Premises Rented
- Tools and Equipment (Inland Marine)
Licensed Nationwide*
Your FLIP policy follows you across the country, regardless of what state you bought your policy in. As long as you follow the certification and licensing requirements of the state you’re currently doing business in, your coverage is good to go. *FLIP is not currently available in Missouri.
