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North Carolina Food Liability Insurance

Get small business insurance for your North Carolina food business today.


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North Carolina Food Businesses We Cover

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North Carolina Food Business Insurance

North Carolina is the largest producer of sweet potatoes in the U.S. And where would America be without Krispy Kreme Doughnuts and Pepsi—both hailing from the Tar Heel State? North Carolina is also famous for the Lexington Barbecue Festival and other festivals celebrating watermelons, collards, and Irish potatoes, further cementing its status as a food haven in North America.

If you operate a food business in North Carolina, the Food Liability Insurance Program (FLIP) can help you protect your business with comprehensive general liability insurance. This includes product liability, inland marine (tools and equipment), and damages to rented equipment, as well as other coverages—all available to purchase online.

Additionally, if you operate a home-based food business, understanding the regulations in your area such as North Carolina cottage food laws can help you find the exact coverage you need. FLIP offers cottage food law insurance so that you don’t have to worry about paying out-of-pocket if you’re hit with a lawsuit because a customer got food poisoning from one of your products.

North Carolina Food Insurance Coverages

  • General Liability
  • Products and Completed Operations Coverage
  • Personal and Advertising Injury Coverage
  • Damage to Premises Rented Coverage
  • Business Personal Property Coverage


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Licensed Nationwide*

No matter if you purchase your FLIP policy in North Carolina and end up moving to a different state, our policy follows you from coast to coast, provided you follow the licensing and certification requirements of the state in which you reside.

*FLIP is not currently available in Missouri.

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