Wyoming Food Liability Insurance
Cover your food business in Wyoming in 10 minutes or less with insurance from Food Liability Insurance Program (FLIP)!
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Wyoming Food Businesses We Cover
Wyoming Food Business Insurance
From bison chili to elk jerky, Wyoming is home to many unique culinary offerings. And for the less adventurous eaters out there, the Cowboy State also specializes in chicken-fried steak, biscuits and gravy, and chocolate truffles.
No matter what kinds of delicious eats you’re serving up in Wyoming, food business insurance is a must-have to keep your operations safe from the financial impact of common claims.
You can get A+ rated general liability coverage from FLIP starting at just $25.92 a month or $299 a year. Our base policy shields you from common third-party injury and property damage claims.
If you need more coverage, it’s easy to customize your policy with optional add-ons like:
- Cyber Liability: designed to cover you in the event you fall victim to a cybercrime, such as phishing, ransomware, or a data breach
- Tools and Equipment (Inland Marine): can cover your business equipment in the event it is damaged or stolen
- Food Trailer Endorsement: extends your general liability coverage to your food trailer when it is parked and detached from your towing vehicle (exclusive FLIP coverage)
- Professional Liability: designed to cover claims stemming from your professional services, such as cooking classes or workshops
Liquor Liability Insurance in Wyoming
If you sell, serve, or provide alcohol to customers, you need liquor liability insurance. Wyoming’s dram shop laws state that businesses can be held responsible for injuries and damages caused by their intoxicated patrons, and these incidents are not covered by general liability insurance.
These claims can be expensive, but with FLIP you can purchase annual or event liquor liability insurance to shield your business from their financial impact.
Wyoming Food Truck Requirements
Taking part in any food festivals this year? Whether you’re parking your truck in scenic Evanston or dynamic Cheyenne, you may be required to provide event organizers with proof of insurance before they approve your application. They may also ask you to add them to your policy as an additional insured.
You can get a same-day Certificate of Insurance (COI) when you purchase a FLIP policy, plus you don’t have to pay a cent for any additional insureds you need.
Wyoming Cottage Food Law
Wyoming’s cottage food laws allow residents to sell a wide variety of foods made in their primary residence, including baked goods, fish, poultry, and raw honey.
No matter what you sell, your home-based food business needs cottage food law insurance to protect you against claims. This could include a customer getting food poisoning from one of your products or a health inspector tripping over an extension cord and injuring themselves.
Coast-to-Coast Coverage*
You never know what exciting new places your business might take you to. Whether it’s a cross-country move or a food festival one state over, your FLIP policy covers you wherever you go as long as you continue to follow licensing and certification requirements.
*FLIP is not currently for sale in Missouri
