4 Ways Your Business Can Benefit From Food Truck Insurance
You’ve perfected your menu, worked on your food truck branding, and have a solid marketing strategy to let customers know about your business--all great things your business can benefit from.
Have you thought about how food truck insurance can benefit your business? It’s not the first thing people think of, but it definitely makes a difference. The last thing you want to do is run without insurance. Think of the time, money, and resources you have spent on making this endeavor a reality.
FLIP insures thousands of businesses in the food industry and offers coverage that covers exposures business owners face every day on the job. Some of these exposures include property damage, injury, and legal action.
Designed To Be Your Safety Net
Your focus is to provide quality food and exceptional service to your customers. Whether you are just getting started or have been in the food truck business for years, customer relationships matter. Happy customers will come back to you time and time again. Better yet, those happy customers may help your business by referring your food truck to their friends!
Many food truck owners will offer seating for their customers to enjoy their food. You could possibly include a canopy and lighting to add a personalized touch to the dining experience. Even if you work hard to make sure everything goes smoothly, there’s always a chance of something slipping through your fingers.
What if one of your customers accidentally trips over the lighting cord after getting their food and experiences a burn from it? Depending on the severity, the hospital bill could be astronomical and financially detrimental to a food truck business owner. A lawsuit could make matters even worse. FLIP’s food truck insurance policy includes general liability that is designed to respond to fees you are legally obligated to pay for.
Coverage That Grows With You
Running a business can mean handling various expenses, such as food orders, advertising, wages, and more. With FLIP, you get affordable coverage that is designed for business owners in the food industry.
When you are ready to add extra coverages to your safety net, FLIP is here to help you. We offer the following:
- Commercial Auto Insurance: You wouldn’t be able to serve customers without a food truck. With FLIP, you can include commercial auto insurance and protect your property from damage sustained.
- Workers Compensation Insurance: Things happen at work whether we like it or not. Are you prepared with workers compensation? FLIP’s trusted partner, Insurance Canopy can respond to work-related injuries. Check them out here.
- Additional endorsements, such as Inland Marine, Professional Liability, and more through FLIP’s customized FLIP customer dashboard.
The nice thing about using FLIP’s food truck insurance is you can keep track of all your business coverage in one place.
Boost Your Business
Your business does not have to be limited. There are many events you can participate in, such as food truck roundups and farmers markets. These types of events can help you gain more customers and give your business more exposure. Before your food truck can participate, many venue owners require that you carry food truck insurance and ask to be added as an additional insured.
Let’s say a food truck customer sustains an injured at your station and wants to sue you for damages. We live in a litigious society and many small business owners face this challenge every day. Unfortunately, you aren’t exempt from this possibility. It’s common to include you and the venue owner to the lawsuit. By adding the venue owner to your policy as an additional insured, your policy is designed to extend to them (if they are not at fault).
You can easily include additional insureds through FLIP and do so in minutes!
Easy To Use
As a business owner, your schedule can be packed and you don’t have time to wait around for a business coverage quote. Sometimes it gets turned into a back-and-forth with the agent. We know you don’t have time for that and make it easy for you to get food truck insurance.
All you need to do is visit our online form and include basic information about your business. From there, you can pick the coverages that are right for you and pay at checkout. If you have any questions, you can always contact one of our licensed insurance agents.
What are you waiting for? FLIP covers thousands of food truck businesses and can help you out today!
By Lyndsey Larsen
Lyndsey Larsen is the Marketing Manager and writes about business, marketing, entrepreneurship, and insurance.
Lyndsey Larsen is an experienced writer with a background in corporate communications nonprofits, SAAS corporations, and nutraceutical companies. She has previously worked as a journalist for regional and national publications. In her spare time, she enjoys chasing butterflies, rockhounding, and spending time with her two kids in Utah's mountains or deserts. Find Lyndsey on LinkedIn.