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What Is Product Recall Insurance? The Safety Net Every Food Business Needs

A bird's eye view of a worker in a warehouse wearing a white hard hat standing next to stacked boxes of apples on a concrete floor.

We’ve all seen the headlines: recalls for Salmonella-contaminated eggs, cinnamon with lead… the list goes on. Food product recalls are an unfortunate part of the industry, and the truth is that all food businesses (not just manufacturers) can be negatively affected by these incidents. But you don’t have to go it alone! Product recall insurance […]

Workers Comp Stats That Prove Why All Food & Beverage Businesses Need Insurance

A male chef inside a stainless steel commercial kitchen holds a plate with two burgers while smiling at the camera.

The hands-on nature of food and beverage businesses leaves you and your employees at risk of physical injury that could impact (or even prevent) your ability to work. Most importantly, the numbers back this up. Workers compensation insurance claims are common in the food and beverage industry, and costly, too. From overexertion injuries to slips […]

FLIP Announces New Product Recall Insurance Tailored to Food and Beverage Businesses

A production line in a factory producing juice in glass bottles on a conveyor belt.

Every food and beverage business is at risk of facing a product recall, yet coverage for these incidents is hard to find. To meet this growing demand and better support food and beverage entrepreneurs, Food Liability Insurance Program (FLIP) has expanded its coverage offerings to include product recall insurance. FLIP’s Product Recall Insurance in a […]

What Is Workers Compensation Insurance? What Every Food Business Owner Needs to Know

A chef wearing a protective face mask cooks meat in a commercial kitchen.

You’ve probably heard of workers compensation — or workers comp — before. These laws are designed to ensure employees injured on the job get the financial support they need while reducing your liability as their employer. Workers compensation insurance goes hand in hand with these laws. This guide answers some of the most common questions […]

Video: The Biggest Food Industry Trends in 2025

In celebration of the release of our 2025 Food and Beverage Economic Trends Report, Food Liability Insurance Program (FLIP) hosted a webinar to discuss key findings and statistics. On February 3, 2025, Clint Bishop (Vice President of Marketing at Veracity Insurance Solutions) and Kyle Jude (FLIP Program Manager at Veracity Insurance Solutions) joined host Kyle […]

Video: The Biggest Food Industry Trends in 2024

A catering server carries a plate of small meat and seafood appetizers at an event.

A new year brings new developments in the food industry—some exciting, some surprising, but all relevant and important for food and beverage business owners to understand. On March 20, 2024, Food Liability Insurance Program (FLIP) hosted a webinar with Clint Bishop, Vice President of Marketing at Veracity Insurance Solutions, and JoAnne Hammer, Certified Insurance Counselor […]

What Is Inland Marine Insurance? Coverage, Uses, & Benefits Explained

Two employees in red shirts and black aprons prepare food inside a food trailer.

Last Updated: 9/5/2025 If you’ve been told you need inland marine coverage for your food or beverage business, chances are you’re a little confused. What does “inland marine” mean, and what exactly does it do? Most importantly, does your business need it? We’ll dive into both of those questions and more, so you can feel […]

Is The Food I Produced Covered Under My Product Liability Insurance?

A pair of hands are reaching into a brown cardboard box on a countertop. The box is full of food product items protected by product liability insurance.

Last Updated: 4/12/2024 The food industry is made up of a diverse group of businesses—manufacturing, importing, food processing, distribution, hospitality, and food services—just to name a few. All play an important role in the supply chain to deliver food products to consumers. Despite their differences, something all of these businesses have in common is their […]

Food Liability Insurance: Coverage, Cost, and Importance

Last Updated: February 14, 2025 by Alex Hastings Getting liability insurance for your food business is as critical to your success as building your brand and serving your customers a high-quality product. But if you aren’t sure what food and beverage insurance is, it’s hard to know if you’re getting the coverage you need for […]

Why Foodborne Illness Insurance Coverage Is Essential

Close-up of a thermometer sitting on a shelf in a refrigerator surrounded by produce.

Last Updated: November 1, 2024 Did you know an estimated 48 million people contract a foodborne illness every year? Roughly 128,000 of those affected are hospitalized, and 3,000 of them die. With numbers like these, you need to take all the precautions you can to prevent making your customers ill. Not only is it bad […]