Louisiana Food Liability Insurance
Get the best small business insurance in Louisiana with Food Liability Insurance Program (FLIP).
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Louisiana Food Businesses We Cover
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Food Business Insurance in Louisiana
Combining culinary influences from across the globe with fresh, local ingredients, Louisiana cuisine is uniquely delicious. From crawfish etouffee to hot beignets, you’re sure to eat well when you visit the Pelican State.
If you’re one of the many talented food and beverage vendors in Louisiana, business insurance is essential. FLIP offers comprehensive coverage designed specifically to protect food professionals like you.
We support food trucks and trailers, food carts, caterers, and many other food industry pros with A+ rated general liability insurance in Louisiana. Our base policy covers common claims like third-party bodily injury, property damage, and product liability so you can operate with confidence.
You can also add optional coverage to supplement your general liability policy, including:
- Food trailer endorsement: extends your coverage to a trailer when it’s parked and detached
- Professional liability: covers professional services related to your business, such as teaching classes or workshops
- Cyber liability: protects you against cybercrime, including ransomware and data breaches
- Inland Marine (Tools and Equipment): pays to replace or repair stolen or damaged business-related gear
- Excess liability: increases your policy limits for more coverage
Once you purchase your policy, you can access your Certificate of Insurance (COI), manage your account, and submit claims via the convenient online dashboard.
Louisiana Food Insurance Coverages
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Tools and Equipment (Inland Marine) Coverage
Louisiana Dram Shop Law
In Louisiana, you and your business can be held legally responsible if you accidentally serve alcohol to somebody under the legal drinking age. Liquor liability insurance protects food and beverage vendors who serve alcohol, covering expenses like medical bills, legal fees, and repair costs if you’re found liable.
Food Truck Insurance in Louisiana
If you’re ready to participate in the Greater Baton Rouge State Fair or the Beignet Fest, make sure you have insurance first. Food festival season can be profitable, but a liability claim can cut deep into your bank account. Safeguard your business and your finances with FLIP’s food truck coverage.
Louisiana Cottage Food Law
According to cottage food law in Louisiana, home-based food businesses can prepare and sell baked goods, candies, jams, and other shelf-stable items. Selling your homemade food can be fun and profitable, but it also opens you up to risks. Make sure you protect your business with cottage food insurance.
Coast-to-Coast Coverage
Whether you’re heading to the next town over with your vendor cart or touring the tri-state area in your food trailer, your coverage follows you throughout the US*. Wherever you land, make sure to review local laws and requirements before you set up shop.
*FLIP is currently unavailable for Missouri residents
