South Carolina Food Liability Insurance
Food Liability Insurance Program (FLIP) offers the best food business insurance in South Carolina.
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South Carolina Food Businesses We Cover
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South Carolina Food Business Insurance
Home to Southern delicacies like shrimp and grits, boiled peanuts, and collard greens, South Carolina has plenty to offer foodies of all kinds.
FLIP provides A+ rated general liability insurance to South Carolina food pros. From food trucks to caterers, our policies safeguard you from common claims like third-party bodily injury and property damage.
Customize your policy by selecting add-ons that expand or extend your coverage. Options include:
- Cyber Liability: covers costs associated with cybercrime, like ransomware and data breaches
- Trailer Endorsement: extends coverage to your trailer when parked and detached
- Inland Marine (Tools and Equipment): pays to repair or replace damaged or stolen business gear
- Professional Liability: coverage for claims associated with professional services like teaching or workshops
- Product Liability: covers claims caused by the products you make, sell, or distribute
You can also view your Certificate of Insurance (COI), manage your policy, and submit a claim when and where you want via the online dashboard.
South Carolina Food Insurance Coverages
- General Liability
- Products and Completed Operations Coverage
- Personal and Advertising Injury Coverage
- Damage to Premises Rented Coverage
- Tools and Equipment (Inland Marine) Coverage
South Carolina Cottage Food Law
If you operate a home-based food business, you need to follow cottage food law in South Carolina. You can sell shelf-stable foods, such as baked goods and honey. All items must be labeled appropriately.
Before you start selling your culinary creations, protect your business with cottage food insurance. If a customer has an allergic reaction to your cookies or gets food poisoning from your preserves, you could be financially responsible. FLIP can cover expenses like medical bills and legal fees so you aren’t stuck paying out of pocket.
Liquor Liability Insurance in South Carolina
Does your business sell alcohol? Then you need liquor liability insurance. If you accidentally overserve a customer or serve somebody under 21, you could face some serious expenses. FLIP offers coverage so you can serve customers without worrying about what could go wrong.
South Carolina Food Truck Laws
South Carolina has several safety and licensing requirements for food trucks. These can vary by county and city, so always check local laws to make sure you’re compliant.
Before participating in local food festivals and events, you’ll want to secure your food truck or trailer with insurance from FLIP. When accidents happen, we’re here to help pick up the pieces so you can focus on serving the best food in town.
Coast-to-Coast Coverage*
Your FLIP policy follows you wherever you go, so you have the freedom to sign up for events from the Georgia State Fair or the Taste of Charlotte Festival. Just make sure to follow the local licensing and certification requirements before you hit the road!
*FLIP is currently unavailable in Missouri
