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How to Start a Mobile Food Business: Creating Your Business Plan

A young mobile food business owner standing in the service window of her food truck waiting for customers.

Starting a mobile food business without a business plan is like trying to make soufflé without a recipe. There’s a chance you could succeed, but the chance of falling flat is higher.  In fact, 45% of businesses fail within the first five years, often due to poor planning, which is why having a strong business […]

Video: The Biggest Food Industry Trends in 2024

A catering server carries a plate of small meat and seafood appetizers at an event.

A new year brings new developments in the food industry—some exciting, some surprising, but all relevant and important for food and beverage business owners to understand. On March 20, 2024, Food Liability Insurance Program (FLIP) hosted a webinar with Clint Bishop, Vice President of Marketing at Veracity Insurance Solutions, and JoAnne Hammer, Certified Insurance Counselor […]

The Perks of Selling at Year-Round Farmers Markets

A picture of Pike Place Market in Seattle at night with neon signs lit.

Within the past 30 years, farmers markets have seen a boom in popularity. In the US today, there are over 8,600 farmers markets across the country where people can enjoy fresh, locally grown produce as well as concessions, baked goods, pet treats, and more.  While many are seasonal, closing in the winter and opening in […]

Liquor Liability vs. General Liability Insurance

liquor on a bar

Last Updated: July 30, 2024 Liquor liability insurance protects businesses that sell, manufacture, or distribute alcohol. It mitigates or eliminates your financial responsibility if an alcohol-related accident occurs. On the other hand, general liability insurance provides coverage for claims like bodily injury and property damage associated with your business. This kind of policy excludes claims […]

How Much Money Does Insurance Save Me?

business owners at bakery

Insurance provides more than just a safety net of coverage for your business. It can help you book more events, increase your customer base, and even save your business money. When you purchase an insurance policy to protect your business, you create an avenue to save money from the expensive costs associated with claims.  While […]

The 13 Top-Selling Food Truck Items

street tacos

Last Updated: August 15, 2024 In the world of food trucks, there’s practically no limit to what you can sell from the convenience of your step van. From French fries to falafel, from vegan pizza to Vietnamese banh mi, customers can enjoy just about every cuisine imaginable from these mobile eateries. Even with all of […]

How to Organize a Food Festival: The Complete Guide

food truck vendor

Last Updated: September 25, 2024 We put together this complete guide to organizing a food festival to make sure you’re equipped to hold the best food festival in your state. And since there’s so much to remember, we made a handy checklist you can download to keep track of all the moving parts! The Festival […]

FLIP Partners With Cookin, The World’s Homemade Food Delivery Marketplace

fresh tacos with chips and guac

The Food Liability Insurance Program (FLIP) is proud to announce its new partnership with Cookin, a homemade food delivery marketplace. Launching in Dallas, Texas, Cookin aims to provide affordable, exciting, and home-cooked meals right to its subscriber’s dining tables. Cookin’s meals come from talented and diverse home-based chefs, giving them an opportunity to grow their […]

What Kind of Insurance Does a Caterer Need?

tomato bunch

What Kind Of Insurance Does A Caterer Need? As a caterer, you are open to several different types of risk. These risks can lead to claims which can lead to a serious financial loss. Luckily, caterers can protect their business with catering insurance. “What kind of insurance does a caterer need?” you may ask. And […]

Participating in off-site sales? Make sure you’re covered.

group of people at craft fair

Howdy partner! Your offsite insurance provider here just checking in to make sure that your restaurant is covered for offsite sales. Did you know that your restaurant can get insurance coverage while attending any Pittsburgh Downtown Alliance-sponsored events?  Most restaurants already have a restaurant insurance policy that may limit “off-site” sales. Off-site sales may include […]