Imagine a fun party atmosphere, guests happily socializing, and incredible food being served throughout the venue. You are responsible for the alcohol service at the event and have your mixology down to perfection. On your way home from such a successful event, you come to find out that one of the patrons you served was in a car accident. As a result, they were paralyzed and suffered severe lifelong injuries. They sue for negligent service and want to take you to court. That is an extreme yet very possible scenario. You could be held liable and have to pay hundreds of thousands of dollars just for doing your job. However, there are ways to decrease your risk of liquor liability insurance claims as a bartender or caterer. Enroll In Alcohol Training Programs The key is to always be op... Read more

We sat down with Stuart Reed, owner and operator of Buon Giorno Coffee Trike, to chat sustainability, what it’s like to brew gourmet coffee without electricity, and how he was forced to take the leap into starting up his business. “I own and operate a completely pedal-powered mobile coffee shop,” Reed says. “It’s the first pedal-grinding bike that works with no electricity, no motors or plugs.” The lever-style machine is heated with propane, which Reed says provides versatility as far as where he can serve espresso. “Making espresso at home is difficult and costs around $1-2K for an entry-level setup,” he says. “Coffee counters require power and extension cords— the pedal machine is much more adaptable and economical.”         V... Read more

Food has a way of bringing people together. However, your food safety practices may not run smoothly and a foodborne illness could sicken or even kill your customers. Every restaurant owner needs to include restaurant insurance to their risk management strategy. Imagine— you’re serving Caesar salad to a family and your guests fall ill after they eat it, and then sue you for thousands of dollars. This is exactly what transpired at one popular Georgia restaurant. The LoPresti Family Case William LoPresti and his two young daughters dined at a Kennesaw restaurant and ordered the Caesar salad. The girls began to experience negative symptoms two days later.... Read more

Your dream of owning a successful food truck has become a reality. Finally, after a lot of hard work and gaining customers along the way, you are ready to open your first brick and mortar restaurant establishment. Now, that you are serving customers at both your food truck and restaurant locations, your risks have increased. The more people you serve, the higher your chances are of dealing with incidents. FLIP offers restaurant insurance for food trucks that are expanding into restaurants. Risks Restaurant Owners May Face Lawsuits Panera restaurant was found liable and was ordered to pay $650 million to visitors that were exposed to the E. Coli virus. The lawsuit was filed for an E.coli outbreak found in romaine lettuce being served by the restaurant. The first victim’s react... Read more

The holiday season is right around the corner and your calendar is filling up with events. Clients everywhere are nailing down the details for their upcoming holiday parties. For bartenders and caterers, the holidays are one the busiest seasons in the business. With tasty food, incredible drinks, and fun conversations, you would hope that every event on your calendar will run smoothly. However, the holiday season can still bring lawsuits. With liquor liability insurance for bartenders and caterers, rest assured that your business operations are properly covered. We can provide food and beverage businesses—big or small— with proper coverage. Are you serving liquor at an event? Here’s what you can expect. Bartenders and caterers who offer alcohol to their customers can be resp... Read more