As you already know, you will face numerous risks when you serve alcohol to patrons. There’s really no way around it. You can be prepared with the proper training and experience, but you can’t account for unknown variables such as the actions of the people you serve. From fatal car accidents to bodily injuries, you need to be ready for worst-case scenarios. The best thing you can do is safeguard yourself and your livelihood by carrying liquor liability insurance. Here are three of those worst-case scenarios. In each case, the person serving the alcohol was held liable. Liquor Liability Insurance Claim Example 1 Jonathan Palacios was escorted to his car after drinking at a liquor establishment in Corpus Christi, Texas. The intoxicated Palacios ended up driving his car in the opposite... Read more

As a caterer, you have the opportunity to serve food at some amazing events, such as weddings, birthday parties, corporate events, and more. However, your food safety plan may not run smoothly at every event. As a caterer, you need to account for human error and make sure your risk management strategy includes catering insurance. Imagine you’re serving food at a wedding reception and your guests fall ill after consuming your food. How would you respond? Food poisoning can happen to any caterer and it is important to make sure your business is covered. The Conarton-Abbott Wedding Melissa Conarton and Jesse Abbott contracted a catering company to serve food at their wedding reception. There were over 100 people that got sick and 22 that were hospitalized overnight. According to cour... Read more

As you operate your catering business, you face a number of risks. Below, we’ve included a few examples of claims that caterers have filed, demonstrating just some of the liability issues you face on a daily basis, and we’ll show you how catering insurance can help You can avoid some of these examples by implementing responsible business practices, but other examples you’ll read below could happen to any caterer on any job. This being the case, you owe it to yourself to protect your business with catering insurance. With catering insurance, you can protect your business from the financial implications of cases like the following: Catering Company Sued for Preparing Kosher and Non-Kosher Food in the Same Kitchen A chef and former employee of a catering company reported t... Read more

InTents, a FLIP partner, is offering 20 percent off your registration fee when you sign up for the upcoming 2019 InTents Conference in sunny San Diego! The event includes several notable speakers including our very own Vice President of Business Development, Chris Van Leeuwen, CIC. He’ll be discussing how you, as a farmers market business owner or event organizer, can mitigate potential risks and lawsuits. What: InTents Conference 2019 Where: Marina Village1936 Quivira WaySan Diego, CA 92109 When: February 24-26, 2019 Discount Code: FLIP2019 Visit intentsconference.com for a complete event schedule and to register. We’re looking forward to se... Read more

Imagine a fun party atmosphere, guests happily socializing, and incredible food being served throughout the venue. You are responsible for the alcohol service at the event and have your mixology down to perfection. On your way home from such a successful event, you come to find out that one of the patrons you served was in a car accident. As a result, they were paralyzed and suffered severe lifelong injuries. They sue for negligent service and want to take you to court. That is an extreme yet very possible scenario. You could be held liable and have to pay hundreds of thousands of dollars just for doing your job. However, there are ways to decrease your risk of liquor liability insurance claims as a bartender or caterer. Enroll In Alcohol Training Programs The key is to always be op... Read more