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Nebraska Food Businesses We Cover
Nebraska Food Business Insurance
As the birthplace of the Reuben sandwich and Kool-Aid, Nebraska serves up some iconic fare. (Of course, with a nickname like “The Cornhusker State,” it’s pretty clear Nebraskans take their food seriously!) From Cheese Frenchees to butter brickle ice cream, this state has some of the best grub around.
If you’re a food pro dishing out eats in Nebraska, business insurance should be a top priority. Food Liability Insurance Program (FLIP) offers comprehensive liability coverage to support food trucks and trailers, caterers, and concessionaires throughout the state.
FLIP safeguards your business with general liability coverage that can mitigate or eliminate your out-of-pocket expenses. Our basic policy covers common claims—like third-person bodily injury and property damage—so you can run your business with confidence.
If you need additional insurance, FLIP features add-ons to expand your coverage, including:
- Tools and Equipment Coverage (Inland Marine): Covers your business-essential gear if it’s damaged or stolen
- Trailer Endorsement: Extends your policy to your trailer when it’s detached and parked
- Cyber Liability: Protects you from the financial burden of cybercrime, like data breaches and ransomware
- Excess Liability: Increases your limits to ensure you have exactly the amount of coverage you need
Since we know that our food pros take their businesses on the road, FLIP makes it easy to view, renew, and make changes to your policy where and when it’s convenient via the online dashboard. You can even add unlimited additional insureds at no extra cost.
Nebraska Food Insurance Coverages
- General Liability
- Products and Completed Operations
- Personal and Advertising Injury
- Damage to Premises Rented
- Business Personal Property
Nebraska Cottage Food Law Insurance
If you prepare and sell food from your home, you’re subject to local cottage food law. Nebraska allows the sale of baked goods, candies, condiments, and dry goods from home kitchens as long as you fulfill certain requirements. Home chefs must complete food safety training and register with the Department of Agriculture.
Cottage food insurance protects you from costly claims resulting from your home-based food business. If a customer slips and falls in your driveway while picking up an order or somebody gets food poisoning from your homemade jam, you could be held responsible for their medical bills or legal fees. FLIP can help cover these unexpected expenses.
Liquor Liability Insurance in Nebraska
Nebraska Dram Shop laws state that you are liable if you serve an underage customer and it results in injury or property damage. That’s why FLIP’s liquor liability insurance is so important for bartenders, caterers, and any other food pros who serve alcohol. This coverage can help cover your financial responsibility if an accident occurs.
Nebraska Food Truck Insurance
Before you head to the next Nebraska food festival, don’t forget to protect your business with food truck insurance from FLIP. We offer a safety net from potentially costly claims so you can keep serving up the finest fare from Lincoln to Omaha stress-free.
Coast-to-Coast Coverage*
Want to take your Nebraska food trailer to the Colorado State Fair? We’ve got your back. FLIP’s comprehensive coverage follows you throughout most of the US, so you keep your protection wherever you go. Check out local laws to ensure you have the proper licensing and certification first!
*FLIP is currently unavailable in Missouri
