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Texas Food Liability Insurance

Protect your food truck, food trailer, catering business, and more with FLIP’s liability insurance for Texas food businesses.


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Texas Food Businesses We Cover

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Texas Business Liability Insurance for Food Vendors

Everything’s bigger in Texas—that includes the list of foods that originated in the Lone Star State! Frito pie, frozen margaritas, King Ranch chicken casserole, and even Dr. Pepper are all Texan specialties. Texas is also home to a plethora of food festivals that take place throughout the year, from the Texas Food Truck Showdown to the Austin Food and Wine Festival

If you own and operate a culinary business in Texas, Food Liability Insurance Program (FLIP) is here to provide you with a comprehensive insurance policy that includes general liability, business personal property, and products-completed operations liability coverage. 

Our no-quote process means you can purchase an affordable policy online at any time with 24/7 access to your documents, all through our A+ rated insurance carrier. FLIP is proud to insure a variety of Texas food businesses—find out how we can help protect yours today!

Texas Food Coverage Details

  • General Liability
  • Products and Completed Operations
  • Personal and Advertising Injury
  • Damage to Premises Rented
  • Business Personal Property


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Texas Cottage Food Laws

Did you know that In Texas, cottage food (home-based) food business profits are capped at $50,000 per year

If you sell food from home in Texas, be sure to familiarize yourself with the cottage food laws in your state. FLIP offers cottage food law insurance to give your business the proper protection against liability claims you may face.  

Texas Liquor Liability Insurance

According to the Bureau of Labor Statistics, Texas has the second-highest number of bartenders in the nation—45,710 as of 2022. 

Businesses that sell, serve, or furnish alcohol in Texas need liquor liability insurance in addition to general liability insurance to cover alcohol-related claims. FLIP offers liquor liability coverage as an option for your business to protect you against the risks associated with including alcohol as part of your business activities.

Licensed Nationwide*

From coast to coast, FLIP is there to protect your business. As long as you follow the certification and licensing requirements in the state you do business in, your policy goes where you do.

*FLIP is not currently available in Missouri.

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